Small Business Relationship Manager - In Office

Essential Functions

• Generates and structures SBA and/or conventional loans by proactively calling, developing, and maintaining relationships.
• Identifies business development opportunities and participates in joint business development calls with bankers to assist in identifying and facilitating sales opportunities.
• Affirms loan quality by assessing client eligibility, reviewing financial statements and supporting documentation to determine appropriate solutions that meets the client's loan needs.
• Ensures compliance with applicable federal, state, and local laws and regulations, SBA agency guidelines when necessary, and bank credit administration policies and practices.
• Structures loan proposals and prepares credit packages for appropriate approval authorities.
• Maintains assigned loan portfolio for risk rate accuracy and delinquencies to mitigate losses.
• May participate in community organizations and activities.

Qualifications

• Requires a Bachelor's in marketing, finance, business, or related field and some experience with lending, credit, banking, or other directly related experience.
• A combination of education and experience may meet requirements.
• Basic knowledge of sales techniques, banking products and services, credit policies and regulations.
• Must have excellent customer service, negotiation and computer skills.
• Knowledge of commercial, SBA and/or small business lending.
• Strong analysis and credit review skills as well as basic working knowledge of relevant credit and risk policies.

Pay

Salary Range: $60,000 to $80,000 depending on experience.

Benefits

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products