Small Business Loan Officer

Responsibilities

• Act as a liaison between clients and PCR Business Finance, providing guidance and information on loan products, terms, and conditions.
• Review and assess loan applications to determine eligibility and adherence to lending policies.
• Manage the loan application process from start to finish, ensuring timely and accurate completion.
• Conduct thorough preliminary financial analysis and risk assessments to make informed decisions regarding loan application recommendations.
• Ensure compliance with regulatory requirements and internal policies throughout the loan origination process.
• Educate clients on available loan options, terms, and repayment to help them make informed decisions.
• Develop and maintain strong relationships with clients, community partners, and stakeholders to enhance the institution's reputation and reach.

Qualifications

• Bachelor's degree in finance, business, or a related field or a minimum of 5 years of experience as a Loan Officer at comparable non-profit organization or conventional Bank.
• Proven experience as a Loan Officer or similar role in the financial industry.
• Knowledge of community development financial institutions (CDFIs) and their mission is a plus.
• Familiarity with various types of loans and lending products.
• Strong analytical and decision-making skills.
• Excellent communication and interpersonal abilities.
• Attention to detail and accuracy in financial analysis.
• Ability to work independently and as part of a collaborative team.
• Understanding of regulatory and compliance requirements in the financial sector.

Requirements

• Knowledge of local economic conditions and community development opportunities.
• Proficient in financial software and Microsoft Office Suite.
• Ability to handle sensitive and confidential information with integrity.

Skills

• Financial analysis and risk assessment.
• Customer service and relationship management.
• Strong organizational and time-management skills.
• Communication and negotiation skills.
• Adaptability and problem-solving.

Pay

$33.50 - $41.00 per hour, depending upon experience.