Senior Workers' Compensation Claims Representative
Acadia Insurance is a regional property casualty insurer with offices throughout the Northeast. As a member of W.R. Berkley Corporation (NYSE: WRB), one of the largest property casualty insurance holding companies in the United States, our financial strength and integrity are key reasons Independent Agents place business with us. Acadia is rated A+ (Superior) by A.M. Best, with an A+ claim-paying ability rating by Standard & Poor’s. We value our employees, customers, and communities, promoting an inclusive environment that encourages continuous learning and growth.
Responsibilities
- Investigate, evaluate, and resolve assigned workers’ compensation claims in accordance with company standards, procedures, and state regulatory requirements.
- Analyze and determine specific facts of loss to reach appropriate decisions and effectively communicate the company’s compensability decisions.
- Compose professional and error-free written communications to insureds, claimants, attorneys, and agents.
- Conduct detailed, comprehensive claim investigations, including on-site scene examinations and in-person witness interviews when necessary.
- Evaluate and document exposure to ensure accurate and timely reserves; escalate cases with significant exposure to management immediately.
- Negotiate effectively and in good faith to achieve fair and accurate claim settlements.
- Proactively manage litigated claim files from inception to closure, collaborating with defense counsel to execute an appropriate plan of action; resolve cases via negotiated settlement or hearing decisions.
- Retain vendors to achieve appropriate claim outcomes while managing loss adjustment expenses.
- Manage assigned workloads to meet quality and production goals while providing superior customer service.
- Present cases in roundtable discussions with peers and management at all levels.
- Document all notes and file activity in a paperless claim system; compose detailed periodic reports, including claim summary reports and large loss notifications.
- Communicate with other departments regarding claim file developments and overall claim trends relevant to Acadia’s business.
- Maintain strong relationships and frequent communication with Acadia’s agency partners.
- Work proficiently with various computer programs, including MS Word, Excel, and other claim-handling applications.
- Attend internal and external seminars and training events; provide feedback to peers and management.
- Obtain and maintain all required state adjuster licenses, complying with continuing education requirements.
- Pursue industry-related professional designations (e.g., AIC, CPCU) as encouraged.
- Perform other duties as assigned.
Qualifications
- 5 years of New Hampshire and/or Maine Workers’ Compensation Lost Time claims handling experience.
- Valid NH WC adjuster license.
- Excellent organizational skills with the ability to handle multiple tasks and prioritize workload effectively.
- Demonstrated negotiation and claims resolution skills.
- Strong computer skills and ability to work with multi-faceted systems.
- Ability to independently manage a complex workload while exhibiting sound judgment.
- Excellent written and verbal communication skills.
- Demonstrated ability to develop and maintain relationships with agents and other departments while exemplifying superior teamwork.
- Advanced professional insurance coursework (e.g., AIC, CPCU) or completion of other insurance-related classes is preferred.
- Valid Driver’s License is required.
Bachelor’s degree (B.A.) and a minimum of 5 years of related experience and/or training, or an equivalent combination of education and experience.
Benefits
- Health, dental, and vision insurance.
- Life and disability insurance.
- Wellness programs.
- Paid time off.
- 401(k) and profit-sharing plans.
Pay
Base Salary Range: $90,000–$105,000. Eligible to participate in an annual discretionary bonus. The actual salary will be determined by factors such as scope, complexity, location, skills, education, training, credentials, and experience.