Senior Wealth Planner

Allworth Financial · Dallas, TX · 1 wk ago

On-siteFinance$10/hrFull-time

About Allworth Financial

Allworth Financial is an independent investment financial advisory firm specializing in retirement planning, investment advising, and 401(k) management with a direct approach to financial planning. Founded in Sacramento, California, in 1993, Allworth delivers long- and short-term investment planning solutions to help clients achieve their goals and plan strategically for retirement. As a high-growth, private equity-backed, multi-branch Registered Investment Advisor, Allworth is primarily a fee-based, employee-centric fiduciary advisory firm that emphasizes client well-being and education. The firm manages multi-billion dollar assets and is recognized for its strong organic growth and acquisitions. Allworth has earned the prestigious "Circle of Excellence" award from the National Business Research Institute for employee and client satisfaction and was named a Barron's Top 40 RIA in 2024.

About the Role

The Senior Wealth Planner is a critical member of Allworth's Wealth Planning Team, responsible for delivering customized, technically sophisticated planning solutions for high-net-worth and ultra-high-net-worth clients and families. This role requires deep experience in estate planning, advanced tax strategies, and multigenerational wealth planning, along with the ability to navigate complex family, business, philanthropic, and liquidity planning needs. The Senior Wealth Planner collaborates with Allworth Advisors, the Custodial Referral Program team, and the Head of Private Wealth Strategies to deliver a seamless, high-touch planning experience. Experience working with clients in the $10M - $50M+ net worth segment—including private business owners, executives, and family-office style planning needs—is highly valued.

Responsibilities

Strategic Case Planning & Internal Collaboration (30%)
- Serve as lead planner on complex engagements requiring multi-disciplinary solutions
- Partner with internal stakeholders to design integrated planning strategies across estate, tax, business, philanthropic, liquidity, and legacy planning
- Collaborate with Advisors, Custodial Referral Program partners, the Head of Private Wealth Strategies, and advanced planning specialists to ensure cohesive strategy development
- Identify planning considerations arising from family dynamics, multi-generational decision-making, beneficiary readiness, business succession, and family governance needs
Advanced Tax, Estate Planning, and Investment Expertise (30%)
- Design, evaluate, and implement advanced planning strategies (e.g., GRATs, SLATs, IDGTs, FLPs, CRTs/CLTs, charitable strategies, concentrated stock solutions)
- Address federal and multi-state tax implications for high-net-worth individuals and families
- Support wealth transfer, succession, and liquidity strategies for private business owners and multi-generational wealth structures
- Evaluate planning opportunities related to concentrated wealth, business sale liquidity events, asset titling and ownership structures, trust-owned assets, charitable vehicles, and tax-efficient wealth transfer strategies
- Demonstrate proficiency with core investment concepts including asset allocation, interpreting risk and return statistics of a portfolio, and identifying opportunities to improve diversification or alignment with client goals
Client-Facing Plan Development and Delivery (30%)
- Produce tailored financial plans using eMoney and MoneyGuidePro, integrating client-specific goals and technical modeling
- Join client meetings as a subject matter expert, providing clear and actionable advice across complex topics
- Ensure deliverables are high-quality, timely, and aligned with the Allworth value proposition
Mentorship & Thought Leadership (10%)
- Mentor junior and mid-level planners within the Wealth Planning Team and Associate Advisors
- Contribute to the enhancement of firm-wide planning strategies, tools, and workflows
- Stay current with industry trends, regulatory updates, and planning innovations relevant to high-net-worth and ultra-high-net-worth clients

Requirements

Bachelor's degree in Finance, Financial Planning, Accounting, or related field
CFP® required; CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments strongly preferred
Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients
Familiarity with planning for individuals and families with $10M - $50M+ in net worth, including private business owners, executives, concentrated wealth, trust and estate structures, liquidity events, family governance, and business succession strategies
Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations
Excellent interpersonal, writing, and presentation skills with the ability to communicate complex strategies clearly
Proficiency with financial planning software such as eMoney and MoneyGuidePro
Ability to travel up to 5% (may change as needed)

Physical Requirements

Ability to stand or sit for long periods of time
Lift at least 15 pounds
File documents in high or low cabinets
Use the telephone and computer systems

Benefits

Medical: Blue Shield (PPOs and HDHP with HSA) plans and Kaiser (HMO) plans for California associates
Dental insurance with MetLife
Vision insurance with VSP
Optional supplemental benefits
Healthcare savings accounts with company contribution
Flexible spending accounts
Flexible working arrangements
Generous 401K contributions
Exempt associates qualify for flexible paid time off policy
Non-exempt associates receive 15 days of paid time off annually during the first three years of employment
11 Paid Holidays
Option to participate in Equity Purchase Program (Contract, intern, and part-time employees are not eligible)
Future growth opportunities within the company

Benefits are available to full-time associates who work more than 30 hours a week.