Senior Wealth Planner
for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We need to decide which sections have content. The posting includes: Summary (intro) maybe "About the role". Duties And Responsibilities -> Responsibilities. Qualifications -> Qualifications (also Experience And Qualifications duplicate). There's also "Experience And Qualifications" which seems like a different role? Actually appears to be a different job description (maybe for a junior role) but it's in same posting? It seems like they pasted two job descriptions: one for Senior Wealth Planner, then another for maybe a different role (maybe Associate?). We must preserve ALL substantive information; do not invent or summarize away detail. So we need to include both sets? The instruction: "Preserve ALL substantive information; do NOT invent or summarize away detail." So we must include everything from the posting, but we must format into sections. However we must not repeat job title as heading. We must not include boilerplate like EEO, etc. We must remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. We need to identify duplicated lines: The posting includes "Summary" then "Duties And Responsibilities" then "Qualifications" then "Experience And Qualifications" then "Physical Requirements" then "Benefits" then some legal stuff. We need to decide which headings to use. The allowed headings list: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can map: - About the role: could use the Summary paragraph. - Responsibilities: Duties And Responsibilities section. - Requirements: maybe combine Qualifications and Experience And Qualifications? But "Requirements" is a heading we can use for mandatory requirements (like degree, CFP, years experience). However we also have "Qualifications" heading allowed. Could use both: Qualifications for credentials, Requirements for experience? But we need to avoid thin sections. Let's see content. Qualifications section (first) includes: Bachelor’s degree in Finance, Financial Planning, Accounting, or related field; CFP® required; CPA, CFA, JD, LLM, or other advanced credentials strongly preferred; Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients; Familiarity with planning for individuals and families with $10M - $50M+ net worth, etc.; Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations; Excellent interpersonal, writing, and presentation skills; Proficiency with financial planning software such as eMoney and MoneyGuidePro; Ability to travel up to 5%. Experience And Qualifications section (second) includes: Bachelor’s degree in finance, financial planning, economics, or related field (or equivalent work experience). 2–3 years of experience in financial services, with exposure to planning support, data entry, and documentation processes. Familiarity with financial planning software (e.g., eMoney, MoneyGuidePro) is highly preferred. Demonstrated interest in pursuing professional designations (e.g., CFP®, CFA, CPA) is a plus. Strong organizational skills with meticulous attention to detail and accuracy. Excellent verbal and written communication skills; enjoys collaborative teamwork. Ability to manage multiple projects in a fast-paced, dynamic environment. Proficiency in Microsoft Office (Word, Excel, PowerPoint); experience with Salesforce or similar CRM is advantageous. Must be in good compliance standing with all relevant regulations, rules, and internal policies. This second set seems like a different, perhaps junior role. But we must preserve all substantive information. So we need to include both sets. Could we combine them under Qualifications and Requirements? Might be redundant but we must not invent or summarize away detail. We could create two subsections under Qualifications? But we only allowed headings list; we cannot create custom headings. However we could put multiple
under a heading, containing all the info. That would preserve detail. So we could put all qualification-like info under a single heading "Qualifications". Or we could split into "Qualifications" and "Requirements". But we need to avoid thin sections. Let's see if we have enough for each. We have: - About the role: Summary paragraph. - Responsibilities: Duties And Responsibilities (with subpoints). - Qualifications: Could include both the first Qualifications block and the Experience And Qualifications block (since both are about qualifications/experience). That would be a substantial section. - Skills: Could we extract skills? The posting mentions "Excellent interpersonal, writing, and presentation skills", "Strong technical knowledge", "Proficiency with financial planning software", "Ability to travel", "Strong organizational skills", "Excellent verbal and written communication skills", "Ability to manage multiple projects", "Proficiency in Microsoft Office", "Experience with Salesforce". These could go under Skills. But we already have them in Qualifications. However we could separate: Qualifications for education, credentials, years experience; Skills for abilities. That would give us two substantive sections. - Benefits: Benefits section present. - Pay: Not mentioned (no salary). So we should NOT create Pay section. - Schedule: Not mentioned (no schedule). So we should NOT create Schedule section. - Requirements: Could be used for mandatory requirements like "Ability to travel up to 5%", "Must be in good compliance standing", etc. But we might not need separate Requirements if we already have Qualifications and Skills. We need to decide which headings to emit. The instruction: "Prefer a few substantive sections over many thin ones." So we should aim for maybe 4-5 sections: About the role, Responsibilities, Qualifications, Skills, Benefits. That seems good. We must not repeat the job title as heading. So no heading for Senior Wealth Planner. We must not put Job ID/requisition numbers as headings. We must remove boilerplate: The lines about "Physical Requirements", "The above statements are intended to describe the general nature...", "Allworth Financial participates in E-Verify.", "Click here for more information.", "California residents, click here for our privacy policy." Also "Benefits are available to full-time associates who work more than 30 hours a week." That's part of Benefits? Actually it's a statement about benefits eligibility; we could keep it as part of Benefits section (it's substantive). The lines about "This job description is not intended to be an exhaustive list..." also boilerplate; we should remove. We must also remove duplicated lines: There's duplication of "Bachelor’s degree" appears in both qualification blocks; we should keep both? It's duplicated content but we must preserve ALL substantive information; removing duplicates would be summarizing away detail? The instruction says "Remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions." So we should remove duplicated lines. That means if the same line appears twice, we should keep only one instance. However the two Bachelor's degree lines are slightly different: first says "Bachelor’s degree in Finance, Financial Planning, Accounting, or related field"; second says "Bachelor’s degree in finance, financial planning, economics, or related field (or equivalent work experience)." They are not identical but similar. Are they considered duplicated lines? Probably not exact duplicates, so we keep both. We need to output only HTML fragment, no markdown fences. Let's craft:
About the role
The Senior Wealth Planner is a critical member of Allworth’s Wealth Planning Team, responsible for delivering customized, technically sophisticated planning solutions for high-net-worth and ultra-high net worth clients and families. This role requires deep experience in estate planning, advanced tax strategies, and multigenerational wealth planning, and wealth stewardship along with the ability to navigate complex family, business, philanthropic, and liquidity planning needs. The Senior Wealth Planner frequently collaborates with Allworth Advisors, the Custodial Referral Program team, and the Head of Private Wealth Strategies to deliver a seamless, high-touch planning experience. Experience working with clients in the $10M - $50M+ net worth segment—including private business owners, executives, family-office style planning needs—is highly valued.
Responsibilities
- Strategic Case Planning & Internal Collaboration (30%): Serve as lead planner on complex engagements requiring multi-disciplinary solutions; Partner with internal stakeholders to design integrated planning strategies across estate, tax, business, philanthropic, liquidity, and legacy planning; Collaborate with Advisors, Custodial Referral Program partners, the Head of Private Wealth Strategies, and advanced planning specialists to ensure cohesive strategy development; Identify planning considerations arising from family dynamics, multi-generational decision-making, beneficiary readiness, business succession, and family governance needs.
- Advanced Tax, Estate Planning, and Investment Expertise (30%): Design, evaluate, and implement advanced planning strategies (e.g., GRATs, SLATs, IDGTs, FLPs, CRTs/CLTs, charitable strategies, concentrated stock solutions); Address federal and multi-state tax implications for high-net-worth individuals and families; Support wealth transfer, succession, and liquidity strategies for private business owners and multi-generational wealth structures; Evaluate planning opportunities related to concentrated wealth, business sale liquidity events, asset titling and ownership structures, trust-owned assets, charitable vehicles, and tax-efficient wealth transfer strategies; High level of proficiency with core investment concepts including asset allocation, interpreting risk and return statistics of a portfolio, and identifying opportunities to improve a portfolio’s diversification or modify to align with a client’s goals and objectives.
- Client-Facing Plan Development and Delivery (30%): Produce tailored financial plans using eMoney and MoneyGuidePro, integrating client-specific goals and technical modeling; Join client meetings as a subject matter expert, providing clear and actionable advice across complex topics; Ensure deliverables are high-quality, timely, and aligned with the Allworth value proposition.
- Mentorship & Thought Leadership (10%): Mentor junior and mid-level planners within the Wealth Planning Team and Associate Advisors; Contribute to the enhancement of firm-wide planning strategies, tools, and workflows; Stay current with industry trends, regulatory updates, and planning innovations relevant to high net worth and ultra-high-net-worth clients.
Qualifications
- Bachelor’s degree in Finance, Financial Planning, Accounting, or related field
- CFP® required; CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments strongly preferred
- Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients
- Familiarity with planning for individuals and families with $10M - $50M+ in net worth, including private business owners, executives, concentrated wealth, trust and estate structures, liquidity events, family governance, and business succession strategies
- Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations
- Excellent interpersonal, writing, and presentation skills with the ability to communicate complex strategies clearly
- Proficiency with financial planning software such as eMoney and MoneyGuidePro
- Ability to travel up to 5% (may change as needed)
- Bachelor’s degree in finance, financial planning, economics, or related field (or equivalent work experience)
- 2–3 years of experience in financial services, with exposure to planning support, data entry, and documentation processes
- Familiarity with financial planning software (e.g., eMoney, MoneyGuidePro) is highly preferred
- Demonstrated interest in pursuing professional designations (e.g., CFP®, CFA, CPA) is a plus
- Strong organizational skills with meticulous attention to detail and accuracy
- Excellent verbal and written