Senior Underwriting Officer, Risk Management

The Senior Underwriting (UW) Officer, Risk Management, will report to the Executive Underwriting Officer of Major Accounts Casualty. Major Accounts works with large and complex commercial risks to deliver Primary and Excess Casualty programs to highly valued customers, focusing on the Majors Risk Management portfolio which services some of the largest companies in the U.S.

Responsibilities

• Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers' compensation) in Majors Risk Management.
• Interacts independently with field underwriters and directly with UW managers on all mandatory referral cases and voluntary consultation items.
• Ensures continuity and alignment between Primary and Excess Casualty placements.
• Supports Executive Underwriting Officer on transactions and serves as trusted advisor in the areas of exposure, coverage analysis, and key pricing/financial elements within their authority.
• Monitors frameworks for underwriting decisions (e.g., referrals, technical reviews) and recommends improvements, as needed.
• Evaluates portfolio performance regularly in Majors Risk Management, working with Underwriting Leaders to identify drivers of performance, risks, and opportunities.
• Drives UW technical excellence across Majors Risk Management, working with Underwriting Leaders to identify and resolve issues.
• Works with Underwriting Leaders to identify product and services enhancements, underwriter capability development opportunities (e.g., skills, tools), and elevates to Executive Underwriting Officer and Majors Chief Underwriting Officer.
• Models effective collaboration within/across teams, stakeholders, and partners (e.g., UW Support, Claims, Actuarial, NA Product Teams).

Qualifications

• Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure; pricing, structure, rating, rating plans, loss forecasting, credit risk, and market knowledge.
• Experience and working knowledge of Alternative Risk Transfer solutions, preferred.
• Advanced knowledge of and experience operating within several different industry segments; experience with and knowledge of Risk Management programs key.
• Insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends.
• Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model.
• Superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills.
• Demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
• Bachelor’s degree, 10 or more years of relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents, and currency with market trends and developments.

Benefits

Liberty Mutual offers a comprehensive benefits package designed to support employees' life and well-being. Benefits include workplace flexibility, professional development opportunities, and support through Employee Resource Groups. To learn more about our benefit offerings, visit Liberty Mutual Benefits.

Pay

The typical starting salary range for this role is determined by factors including skills, experience, education, certifications, and location. Some roles may include commission and/or bonus earnings based on multiple factors outlined in the compensation plan.