Senior Underwriting Officer, Construction

Job Responsibilities

• Provides expert technical underwriting assistance and formal referral approval for multiple lines of business (auto, general liability, workers' compensation, and lead/excess) in Large Construction.
• Interacts independently with field underwriters and directly with UW managers on all mandatory referral cases and voluntary consultation items.
• Serves as a point of contact for the frontline underwriting teams on all questions, key decisions, or referrals.
• Ensures continuity and alignment between Primary Casualty and Excess (as applicable) placements.
• Serves as a trusted advisor on exposure, coverage analysis, and key pricing/financial elements within their authority.
• Maintains and improves performance by monitoring frameworks for underwriting decisions and recommending improvements, as needed.
• Evaluates portfolio performance regularly in Large Construction, working with Underwriting Leaders to identify drivers of performance, risks, and opportunities.
• Drives UW technical excellence across Large Construction, working with Underwriting Leaders to identify and resolve issues.
• Works with underwriting leaders to identify product and service enhancements and underwriter capability development opportunities (e.g., skills, tools) and coordinates improvements/resources.
• Models effective collaboration within/across teams, stakeholders and partners (e.g., UW Support, Claims, Actuarial, NA Product Teams).

Qualifications

• Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure.
• Pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge, preferred.
• Advanced knowledge of and experience operating within several different industry segments – experience with and knowledge of Construction programs key; insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends.
• Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model.
• Professional skills required include: superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills; and demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
• Relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents and current with market trends and developments.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role.

Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

About Us: Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices: California, Los Angeles, Incorporated, Los Angeles Unincorporated, Philadelphia, San Francisco.