Senior Underwriter - Medical Stop Loss - Remote

About the role

The Senior Underwriter – Medical Stop Loss is responsible for evaluating, risk assessing, pricing, and underwriting stop loss insurance for self-funded employer groups. This role is ideally suited for candidates located in the Phoenix, AZ area working remotely; however, highly qualified candidates located elsewhere in the U.S. will be considered for a fully remote arrangement.

Key Responsibilities

• Underwrite new and renewal stop loss business in accordance with underwriting guidelines, risk appetite, and profitability targets
• Analyze complex self-funded employer group data, including claims experience, demographics, plan design, and funding structures
• Possess strong relationships with brokers, consultants, TPAs, and clients; participate in finalist presentations and renewal discussions as needed
• Maintain and monitor portfolio performance and support profitable growth initiatives
• Contribute to underwriting process improvements, product enhancements, and best-practice initiatives

Qualifications

• Bachelor’s degree in business, finance, actuarial science, or a related field required; advanced degree or professional designations (e.g., CEBS, FLMI, ASA) preferred
• 5–10 years of experience underwriting stop loss insurance for self-funded employer groups
• Strong knowledge of stop loss insurance products, market dynamics, and regulatory requirements
• Proven ability to make sound risk decisions and contribute to profitable portfolio performance
• Excellent analytical, quantitative, and problem-solving skills
• Strong relationship-building, negotiation, and communication abilities
• Proficiency in underwriting systems, analytics tools, and Microsoft Office Suite
• Able to work independently while collaborating effectively in a fast-paced, growth-oriented environment

Benefits

Jencap offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement.