Senior Stop-Loss Underwriter

About the role

The Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions, assessing medical and financial risk factors, and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales, brokers, consultants, and underwriting team to ensure profitability and growth within the stop loss product line.

Responsibilities

• Review and analyze employer stop loss data, including claims experience, demographics, and plan design.
• Absorb medical conditions and financial risks to determine appropriate coverage terms and pricing.
• Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability.
• Collaborate with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes.
• Ensure underwriting decisions comply with regulatory requirements and company standards.
• Maintain accurate documentation of underwriting decisions and rationales within internal systems.
• Participate in training and development opportunities to enhance underwriting knowledge and expertise.
• Support underwriters in handling complex cases and contribute to team projects as needed.

Requirements

• 3 to 5 years of experience in employer stop loss underwriting.
• Familiarity with self-funded health plans and TPA operations.
• Bachelor's degree in business, finance, insurance, or a related field preferred; progress toward industry designations is a plus.
• Strong analytical skills with the ability to interpret financial and medical data.
• Understanding of risk assessment, pricing models, and stop loss policies.
• Excellent communication and interpersonal skills to interact with internal and external stakeholders.
• Detail-oriented with strong organizational and time management skills.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software.

Qualifications

• Experience in employer stop loss underwriting.
• Knowledge of self-funded health plans and TPA operations.
• Education in business, finance, insurance, or a related field.
• Ability to interpret financial and medical data.
• Understanding of risk assessment, pricing models, and stop loss policies.
• Effective communication and interpersonal skills.
• Attention to detail and strong organizational skills.
• Proficiency in Microsoft Office Suite and underwriting software.

Skills

• Underwriting and risk assessment skills.
• Financial analysis and interpretation skills.
• Collaborative teamwork and communication skills.
• Regulatory compliance and policy adherence.
• Software proficiency in Excel, Word, and underwriting tools.

Benefits

One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2024, One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business Insurance. In 2025, One80 Intermediaries earned the Great Place To Work® Certification™ for the second consecutive year.

Pay

Competitive salary and benefits package.

Schedule

Hybrid position based out of our office in Newtown Square, PA.

Company Information

One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2024, One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business Insurance. In 2025, One80 Intermediaries earned the Great Place To Work® Certification™ for the second consecutive year.

Equal Opportunity Employer

One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.