Jobs · Finance

Senior Stop Loss Underwriter

Ladders · United States · 4 wk ago
RemoteRemoteFinance$110k–$125k/yrFull-time
For our client, we are seeking a Senior Stop Loss Underwriter to join the team of a leader in the Finance & Insurance space. This role will evaluate employer group risk for self-funded health plans and help shape competitive stop loss pricing decisions. You will assess claims experience, large claimant activity, and renewal performance to support sound underwriting outcomes. The position also serves as a trusted resource on complex cases, collaborating closely with internal teams to balance risk, pricing, and coverage strategy. Location: Remote - US based candidates only, no visa sponsorship available Compensation: $110,000 – $125,000 annually Responsibilities Review employer census data, claims experience, and large claimant reports Evaluate specific and aggregate risk exposure and establish attachment points and corridors Price stop loss coverage according to underwriting guidelines Analyze emerging large claims and determine recurrence risk Underwrite new employer groups seeking stop loss coverage Analyze renewal performance for rate adjustments Provide alternative quoting strategies when necessary Serve as a subject matter expert on complex cases Qualifications 5+ years of stop loss underwriting experience, with specific and aggregate experience preferred Strong knowledge of self-funded health plan structures Experience reviewing large claimant reports and medical diagnoses Proficiency in underwriting models and rating tools Benefits Comprehensive medical, dental, and vision insurance Generous paid time off and holidays Immediate vesting in a 401(k) plan with HSA and FSA options Paid maternity and paternity leave, including for adoptive parents Employee Assistance Program and wellness resources Our client is an equal opportunity employer. We encourage you to apply even if you don’t meet every qualification—your background could be exactly what this team needs.

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