Senior Underwriter – East Coast

Position Summary

The Senior Underwriter is responsible for evaluating, selecting, and underwriting policies within a designated coverage area, ensuring alignment with the standards and objectives of established insurance programs.

Responsibilities

• Serve in a lead capacity by managing workflows, providing direction, and assisting with staff training and development.
• Evaluate new applications, endorsements and loss information to determine risk eligibility.
• Apply underwriting guidelines, pricing models and company strategy to ensure profitable and sustainable risk selection.
• Exercise sound judgment within delegated authority when making decisions regarding risk acceptance and pricing.
• Assess and price risks based on exposure, loss history and prevailing market conditions.
• Prepare and revise accurate, comprehensive quotes for agent consideration.
• Identify and recommend pricing, or coverage adjustments, to enhance program competitiveness and profitability.
• Review monthly renewals for potential pricing adjustments or non-renewal recommendations.
• Maintain clear and professional communication with agents regarding renewals, coverage modifications and underwriting decisions.
• Partner with Claims, Loss Control, Marketing and other departments to service accounts, address issues and support loss mitigation efforts.
• Contribute to the refinement of underwriting guidelines, workflow improvements and system enhancements.
• Support the adoption and optimization of underwriting technology tools to drive efficiency and performance.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in Insurance or related discipline; or equivalent combination of education and/or experience
• Four or more years of multi-line property and casualty underwriting experience
• Knowledge of the construction industry with specialized expertise in worker's compensation
• Ability to make sound underwriting decisions, manage complex accounts and maintain profitability
• Skill in interpersonal interactions with the ability to collaborate across teams and build strong agent relationships
• Skill in analysis, negotiation and problem solving
• Skill in time management and prioritization with high attention to detail
• Ability and commitment to maintain confidentiality and professional integrity
• Proficient with Microsoft Office Suite and function specific software applications

Benefits

• Competitive Salary
• Bonus Structure
• Profit Sharing
• Medical, Dental, Vision Insurance
• Employer Paid Short Term Disability
• Employer Paid Long Term Disability
• Employer Paid Life Insurance
• Voluntary Life Insurance
• 401K with Company Match
• PTO