Senior Treasury Liquidity Manager (US)

Work Location: New York, New York, United States of America

About the role

The Senior Treasury Liquidity Manager develops and executes complex liquidity strategies and/or structures for balance sheet management purposes. This role contributes to the continuous improvement of all processes, models, and related infrastructure. Provides technical expertise, direction, and is a subject matter expert on the team. Develops liquidity methodology and assumptions, processes frameworks and/or systems to support Liquidity Risk.

Recognized as a top-level expert within the company, this role requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas. The Senior Treasury Liquidity Manager serves as a senior specialist providing advisory services to executives, business segment leaders, and governs the requirements for their own work.

This role integrates knowledge of the enterprise function’s or business segment’s overarching strategy in leading program design, policy formulation, or operating standards within one or more areas of expertise. The position anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional, or operations improvements. The Senior Treasury Liquidity Manager serves as a source of expert advice to senior management in their field of specialty and leads teams of related specialists/experts.

This role advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties. The Senior Treasury Liquidity Manager solves unique and ambiguous problems with broad impact, typically overseeing standards, controls, and operating methods that have significant financial and operational impact within the context of their own field. Innovative thinking is required to develop new solutions.

The role impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment and works within general policies and industry guidelines. The Senior Treasury Liquidity Manager engages stakeholders to take action, serves as a source of expert advice, influences change, and frames information in a broader organizational context. They provide leadership guidance, make recommendations, and collaborate with the business to ensure solutions meet complex project or program needs.

The role identifies and leads problem resolution for project/program complex requirements and related issues at all levels.

Responsibilities

Customer Accountabilities

• Develops and maintains financial methodologies, strategies, and processes that generate risk measurement information used in Liquidity Risk Management.
• Acts as a subject matter specialist who understands the movement of various components of the balance sheet and can visualize the impacts of changes in regulation, processes, data, and systems.
• Responsible for developing Liquidity risk management strategies and assimilating relevant political and economic factors affecting the viability of the firm.
• Responsible for the optimum composition of the Liquidity portfolio.
• Leads interaction with internal and external partners to gain cooperation and provide expertise where required.
• Supports ongoing reviews with 1st, 2nd, and 3rd line functions.

Shareholder Accountabilities

• Contributes to various operational activities and processes as assigned.
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate.
• Is knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary.
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
• Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, and assess the effectiveness of programs/policies/practices.
• Acquires and applies expertise in the discipline, providing guidance, assistance, and direction to others.
• Adheres to internal policies/procedures and applicable regulatory guidelines.
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Employee/Team Accountabilities

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork, and ensures timely communication of issues/points of interest.
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit.
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools, and techniques.
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching, and/or guidance as appropriate.
• Contributes to a fair, positive, and equitable environment that supports a diverse workforce.
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

Requirements

• Undergraduate degree or equivalent work experience.
• 10+ years of experience.

Physical Requirements

• Domestic Travel: Occasional (1-33%)
• International Travel: Never (0%)
• Performing sedentary work: Continuous (67-100%)
• Performing multiple tasks: Continuous (67-100%)
• Operating standard office equipment: Continuous (67-100%)
• Responding quickly to sounds: Occasional (1-33%)
• Sitting: Continuous (67-100%)
• Standing: Occasional (1-33%)
• Walking: Occasional (1-33%)
• Moving safely in confined spaces: Occasional (1-33%)
• Lifting/Carrying (under 25 lbs.): Occasional (1-33%)
• Lifting/Carrying (over 25 lbs.): Never (0%)
• Squatting: Occasional (1-33%)
• Bending: Occasional (1-33%)
• Kneeling: Never (0%)
• Crawling: Never (0%)
• Climbing: Never (0%)
• Reaching overhead: Never (0%)
• Reaching forward: Occasional (1-33%)
• Pushing: Never (0%)
• Pulling: Never (0%)
• Twisting: Never (0%)
• Concentrating for long periods of time: Continuous (67-100%)
• Applying common sense to deal with problems involving standardized situations: Continuous (67-100%)
• Reading, writing, and comprehending instructions: Continuous (67-100%)
• Adding, subtracting, multiplying, and dividing: Continuous (67-100%)

Pay

$124,280 - $186,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Benefits

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes:

• Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan).
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO).
• Banking benefits and discounts.
• Career development and reward and recognition programs.

About the Company

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States, and around the world.

More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, and we believe that all colleagues, no matter where they work, are client-facing. Together, we are reimagining what banking can be for our clients, colleagues, and communities.