Senior Software Engineer - Fraud Prevention and Client Verification

About the role

This team is the trust layer of the platform. Before we lend to anyone, your systems answer two questions: is this person who they say they are, and is the application legitimate? You'll own identity verification, bank-account verification, income verification, and fraud detection, working with a range of third-party risk and verification providers and turning their signals into decisions the rest of the origination process can rely on. The work is detailed and adversarial.

Responsibilities

• You'll model identity matching, handle re-verification flows, route verified applicants downstream, and minimize fraud while keeping friction low for our clients.
• You'll also work with some of the most sensitive data in the company, including personal identifiers, bank credentials, and addresses, so handling it securely is part of the everyday job.

Requirements

You'll be a good fit if you like making sense of external data and turning it into reliable decisions, you think naturally about edge cases and abuse vectors, and you want to own a domain where both false positives and false negatives carry real cost.

Qualifications

• 5+ years of professional software engineering experience, with hands-on experience building, shipping, and supporting production software using Node.js, React, and TypeScript.
• You are a true full-stack engineer who owns features end to end across frontend and backend.
• You’re comfortable deep in the code and confident making architectural decisions and tradeoffs.
• Experience owning: CI/CD pipelines, automated testing, production monitoring and observability, post-production support and iteration.
• Experience handling regulated or sensitive data (PII/PIFI) responsibly and intentionally.

Skills

Product Mindset: You start with the user and the business problem, not the solution. You understand what the end user is trying to accomplish, why it matters, and how success is measured before writing a line of code.

End-to-end Ownership: If you build it, you stay connected to it from design and implementation through deployment, monitoring, fixes, and future improvements.

Pragmatic Approach: You value simple, durable solutions over clever ones. You know when to invest in long-term architecture and when to optimize for speed and learning.

Bias toward Action: You don’t wait for perfect requirements or complete clarity. You break complex problems into smaller steps, ship incrementally, learn from real usage, and adjust quickly.

Clear, direct communication: You explain decisions, tradeoffs, and impact clearly to engineers, product partners, and business stakeholders. You contribute through demos, discussions, and collaboration, not just pull requests.

Benefits

We provide reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team, at Careers@Rocket.com.

The compensation information below is the company's current, good faith estimate at the time of posting. [Compensation and benefits are subject to modification from time to time as the Company, in its sole and exclusive discretion, deems appropriate.] The Company may determine during its future reviews of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be reduced. In no event will the Company reduce the compensation for the position to a level below the applicable jurisdictional minimum wage rate for the position.

Los Angeles County and San Francisco Candidates only: qualified applicants with arrest or conviction records will be considered for employment per the Fair Chance Ordinance and the Fair Chance Initiative for Hiring.