Senior Software Engineer, Auto

About the role

This organization operates in the fintech industry, focusing on expanding access to affordable credit through advanced artificial intelligence technology. It addresses the challenge of high cost and complexity in borrowing by partnering with banks and credit unions to provide smarter, fairer lending decisions. Serving millions of customers, the organization leverages extensive data signals to enhance credit access, supporting financial progress on a large scale.

The Senior Software Engineer, Auto will contribute to scaling the Auto Secured Personal Loan product by delivering key product and platform capabilities. This role collaborates across engineering, product, operations, and risk teams to improve borrower experience, automate workflows, expand eligibility, and introduce new secured lending features. The position is vital for driving growth and operational efficiency within auto-secured lending programs.

Responsibilities

• Develop and enhance product features to support growth in auto-secured personal loan originations.
• Design and implement customer-facing funnel improvements, eligibility logic, and workflow automation.
• Collaborate with cross-functional teams to balance customer experience, risk, complexity, and speed to market.
• Build scalable engineering solutions that enable future expansion of secured lending products.
• Influence technical direction by identifying risks, improving execution standards, and communicating decisions.
• Ensure high-quality delivery in a regulated environment through robust system design, testing, and observability.

Requirements

• Bachelor’s degree in Computer Science, Engineering, Mathematics, or related field, or equivalent experience.
• Minimum of 4 years in software engineering with experience in designing, testing, and deploying production systems.
• Experience developing customer-facing products, platform capabilities, or backend services.
• Proven ability to work with cross-functional partners including product management, design, analytics, operations, legal, or compliance.
• Competence in making technical tradeoffs regarding system reliability, maintainability, scalability, and delivery timelines.
• Preferred experience in consumer lending, fintech, marketplace, or regulated product environments.
• Familiarity with conversion funnels, eligibility systems, decision workflows, and operational automation.
• Strong problem-solving skills in ambiguous situations using data and clear communication.
• Ability to influence technical direction and align stakeholders without direct authority.
• Experience balancing customer experience, compliance, risk controls, and engineering quality.

Pay

Anticipated base salary range: $166,900—$230,900 USD, dependent on location, skills, experience, and education. Additional compensation includes target bonuses, equity awards, and benefits.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• 401(k) retirement plan