Senior Software Engineer

About the role

We are a seed-stage FinTech company building the premier financial tools and banking product for military service members. With product launch targeted for 2026, this is a pivotal moment to join our founding technical team and shape the future of military-focused banking.

Responsibilities

• Lead development of critical banking features including account management, transaction processing, and payment rails integration
• Design and implement Personal Finance Management capabilities including budgeting, insights, financial goal tracking, and spending analytics
• Make key architectural decisions for scalability, security, and regulatory compliance (SOC 2, banking regulations)
• Partner closely with our UI/UX designer to deliver exceptional user experiences and work with the founding team on product strategy
• Establish engineering standards, testing frameworks, and CI/CD pipelines that will scale with the team
• Drive toward product launch with ownership over technical milestones, risk mitigation, and delivery timelines

Requirements

• 6+ years of software engineering experience
• Strong full-stack development skills with production experience in modern frameworks (React/React Native, Node.js, or similar)
• Deep understanding of API design, microservices architecture, and database design (SQL and NoSQL)
• Experience building secure, compliant systems - ideally in fintech, payments, or other regulated industries
• Track record of taking products from concept to production, preferably at early-stage companies
• Proven ability to work autonomously, prioritize effectively, and deliver with limited resources

Qualifications

• Prior fintech, banking, or payments experience
• Experience with Plaid, Stripe, or similar fintech APIs
• Knowledge of banking regulations, PCI DSS, SOC 2, or similar compliance frameworks
• Background in startups, particularly pre-launch or 0-to-1 product development
• Contributions to open-source projects or technical writing

Skills

• Languages: Proficiency in modern backend and frontend languages
• Cloud & Infrastructure: AWS/GCP/Azure, Docker, Kubernetes
• Databases: PostgreSQL, MongoDB, Redis, or similar
• Security: OAuth, encryption, secure data handling
• Testing: Unit, integration, and end-to-end testing frameworks

What Success Looks Like

• First 30 days: Deeply understand our technical stack, product roadmap, and banking domain requirements. Ship first meaningful contribution.
• First 90 days: Lead development on core features. Establish technical patterns and documentation that the team adopts.
• First 6 months: Successfully launch core banking and PFM products to initial customers. Demonstrate technical leadership and become a trusted partner to founders.

Why Join Us

• Ownership: This isn't a cog-in-the-machine role. You'll have genuine ownership over products that thousands will use daily.
• Impact: Join pre-launch and shape technical decisions that will define the company for years.
• Growth: As we scale, grow into engineering leadership (Staff Engineer, Engineering Manager, or VP of Engineering).
• Compensation: Competitive salary + meaningful equity stake, comprehensive benefits.
• Team: Work alongside passionate, talented teammates in a collaborative, low-ego environment. Many of our core team are military veterans passionate about solving the financial problems that the military community faces.

Location & Work Arrangement

Remote (US-based)

Compensation & Benefits

• Base Salary: $160,000 - $210,000 (depending on experience)
• Equity: 0.05%-.25%
• Benefits: Comprehensive healthcare (medical, dental, vision), life insurance