Senior Risk Analytics & Portfolio Analyst (Automotive)

Risk Analytics & Portfolio Management

• Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities
• Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy
• Conduct deep-dive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns
• Provide recommendations to leadership on reserves, underwriting guidelines, and program structure
• Lead quarterly and annual business reviews with data-driven insights

Data, Reporting & Business Intelligence

• Design and automate reporting solutions to improve visibility into underwriting and claims performance
• Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms
• Standardize reporting frameworks to ensure consistency and audit-readiness
• Partner with IT to enhance data structures, data quality, and system capabilities

AI & Process Automation

• Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows
• Assist in implementing tools or models that streamline decision-making (e.g., exception handling, claims trend detection)
• Partner with cross-functional teams to incorporate AI-driven insights into operational processes
• Support continuous improvement initiatives focused on efficiency, scalability, and accuracy

Qualifications

• 5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis
• Bachelor’s degree in finance, Economics, Mathematics, Data Analytics, or a related field
• Experience in automotive, insurance, or F&I products (strongly preferred)
• Exposure to actuarial concepts such as loss development, reserving, and pricing methodologies
• Experience with BI tools (Qlik, PowerBI) and working with large datasets
• Intermediate level of English proficiency, as the role involves regular communication with leadership, product teams, claims, and IT

Skills

• Strong analytical and critical-thinking skills
• Ability to translate complex data into actionable insights
• Strong communication skills and ability to present findings to leadership
• Ability to manage multiple projects in a fast-paced environment

Benefits

• Flexible Health, Dental, and Vision insurance
• 401(k) with company match
• PTO plan
• Employee and family assistance program
• Ergonomic furniture program
• Performance bonus