Senior Risk Analyst

Responsibilities

• Develop underwriting strategies for the assigned loan portfolio as evidenced from improved performance (reduced defaults, increased receivables and/or revenue) and achieving desired business objectives.
• Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment.
• Build and automate complex queries across database and create dynamic reports to enhance credit risk insights.
• Understand the data environment and be able to investigate issues to appropriately prioritize and set expectations for key reporting and analytical priorities.
• Coach and mentor other analysts and act as a thought leader within the analyst community.
• Work closely with internal groups to devise risk policies. Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross-functional groups.

Qualifications

• BS/MS in a quantitative discipline (Statistics, math, qualitative social science, operation management, finance) or equivalent working experience.
• 4+ years of experience in credit risk or analytical experience in a related industry.
• Familiarity with data from credit bureaus and third-party data providers.
• Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and tell a story.
• Strong organization skills and the ability to communicate effectively, both verbally and in writing.
• Exceptional problem-solving skills and ability to work effectively with minimal supervision.
• High proficiency with any of SQL/Snowflake/SAS.
• Knowledge of Python or R is a plus.
• Experience with A/B testing and data visualization (Sigma, Tableau).
• Familiarity with statistical modeling techniques.

Pay

Base Salary: $85,000 - $120,000 USD

The actual base salary offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.

Benefits

• Flexible Paid Time Off Program
• Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages
• Eligible to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match.