Senior Risk Analyst

About the role

The Enterprise Risk Management (ERM) team operates as an independent second line of defense, responsible for maintaining and enforcing Talcott’s risk management framework across all subsidiaries. This team monitors key exposures across market, credit, liquidity, and insurance risks, producing actionable, data-driven risk insights. Composed of actuaries, CFA charter holders, and risk professionals, the ERM team partners closely with Investment Management, Finance, and Actuarial functions.

The Senior Risk Analyst will independently own end-to-end reporting and analytics, ensuring data integrity, methodological consistency, and alignment with the firm’s risk framework. This role offers exposure to senior ERM leadership, including the Head of Risk Reporting and the Chief Risk Officer.

The ideal candidate will work on a hybrid in-office schedule at either our Hartford, CT or Charlotte, NC office.

Responsibilities

• Own and produce core ERM reports across key risk areas, including mark-to-market exposure, issuer concentration limits, WARF metrics, hedge effectiveness, liquidity, and stress testing
• Ensure accuracy, completeness, and consistency of reporting outputs while understanding data sources, methodologies, and key assumptions
• Analyze, interpret, and explain changes in risk metrics
• Identify emerging risks and potential limit breaches
• Monitor portfolio exposures relative to risk appetite, limits, and investment guidelines
• Support liquidity analysis, interpretation of cash flow projections, and stress scenarios
• Modify and extend reporting frameworks to incorporate new transactions (e.g., block and flow reinsurance deals)
• Lead automation and process improvement initiatives to enhance scalability, efficiency, and control of ERM reporting
• Serve as a key point of contact for cross-functional partners (Investment Management, Finance, Actuarial) on risk reporting and data-related topics
• Review work produced by other analysts and provide guidance to ensure consistency and quality
• Contribute to transaction reviews by assessing the impact of new strategies on risk metrics or reporting

Qualifications

• Bachelor’s degree in actuarial science, finance, risk management, or a related quantitative field
• Minimum of 4 years of experience in insurance, asset management, or financial analytics
• An ASA, FSA, or CFA designation is a plus
• Proficiency in Excel, VBA, and SQL are required
• Experience with Python, Power BI, or similar tools for automation and data visualization strongly preferred
• Demonstrated ability to take ownership of processes and drive improvements independently
• Experience providing project oversight or leading components of projects is a plus
• Strong communication skills, with the ability to translate complex analysis into clear, actionable insights for senior stakeholders
• Attention to detail and ability to manage multiple deliverables
• Strong analytical and problem-solving skills, with demonstrated experience working with complex datasets and reporting frameworks
• Results-oriented with a demonstrated ability to work under tight deadlines in a high-performance environment