Senior Product Owner – Digital Payments Networks

Key Responsibilities

• Product Vision & Roadmap — Own and evolve the product strategy for digital payments, including instant transfers, P2P capabilities, and money-movement enhancements.
• Payment Network Integrations — Lead integrations with digital payment networks; manage certification, rule compliance, and ongoing operational alignment.
• Backlog Management — Translate business needs into user stories, acceptance criteria, and prioritized backlogs.
• Agile Delivery Leadership — Partner with engineering to drive sprint planning, grooming, and release execution.
• Fraud, Risk & Compliance Alignment — Work with fraud, risk, and compliance teams to ensure secure, compliant payment experiences.
• Transaction Lifecycle Oversight — Oversee payment flows including authorization, posting, settlement, exceptions, and reconciliation.
• Stakeholder Engagement — Serve as the primary liaison across business, operations, customer support, and technology teams.
• Data-Driven Product Decisions — Define and track KPIs such as payment success rate, fraud loss rate, adoption, and transaction latency.
• Platform Stability & Incident Support — Support production stability, root-cause analysis, and continuous improvement initiatives.

Required Qualifications

• 5–10+ years of product management or product ownership experience.
• Hands-on experience supporting digital payment networks (Zelle, RTP, FedNow, ACH, or similar).
• Strong understanding of payment rails, fraud/risk, KYC/AML, and financial-services regulatory frameworks.
• Proven ability to lead Agile teams and deliver complex technical products.
• Experience writing clear user stories, acceptance criteria, and functional requirements.
• Excellent communication, analytical, and stakeholder-management skills.

Preferred Qualifications

• Experience with banking core systems, payment orchestration engines, or API-driven financial platforms.
• Familiarity with network certification processes, fraud-detection tools, or risk-scoring models.
• Certifications such as CSPO, PSPO, SAFe PO/PM, or equivalent.
• Experience working in consulting or client-facing delivery environments.