Senior Product Manager - Property & Inland Marine Insurance
IAT Insurance Group · Sarasota, FL · 5 mo ago
Marketing$73k–$176k/yrFull-time
Responsibilities
- Own and improve our Property & Inland Marine products end to end.
- Draft and maintain forms, endorsements, and policy language (ISO and proprietary).
- Build and refine rating structures, rules, and pricing approaches.
- Work with underwriting to define appetite and drive profitable growth.
- Develop and deliver training and support to underwriting teams.
- Serve as a trusted advisor to underwriting teams, providing guidance on coverage and complex risk scenarios.
- Partner with actuarial on rate adequacy and product performance.
- Evaluate ISO changes and determine adoption, modification, or deviation strategy.
- Monitor regulatory developments and ensure products remain compliant and market-ready.
- Be accountable for product performance, including growth and profitability outcomes.
- Review product performance across coverage, pricing, and guidelines, and take action.
- Prepare forms, rates, and rules for submission and partner with Compliance on state filings (including SERFF).
- Respond to regulatory questions and objections, clearly articulating coverage intent and business rationale.
- Perform other duties as needed.
Qualifications
- Must-Have:
- Bachelor’s degree in Insurance, Risk Management, Finance, Business, or a related field.
- 8+ years of commercial insurance experience (product, underwriting, forms, or similar).
- 3+ years focused on Commercial Property product work.
- Experience working with policy forms and rating structures.
- Ability to own decisions and influence across teams.
- To Have:
- Experience in Property underwriting or commercial insurance product development.
- Familiarity with ISO products and filings.
- Experience with regulatory filings (e.g., SERFF).
- Professional designations such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM).
Pay
Annual gross salary range: $72,560 to $175,500.
Schedule
This role works a hybrid schedule that requires working from the office Monday through Wednesday, with the option of working Thursday and Friday remotely.