Senior Product Manager, Flex

About the role

This role sits at the center of Flex card's growth and adoption. You'll own meaningful parts of the roadmap from onboarding conversion to activation, engagement, and retention, turning member insights and performance data into features that scale.

Responsibilities

• Drive Flex card adoption: Lead Flex card features from discovery through launch and iteration, spanning onboarding, activation, spend, repayment, and member communication
• Ship with speed and conviction: Lead your squad through discovery, delivery, and in-market optimization - ensuring fast execution without losing sight of long-term impact
• Own the numbers: Drive core metrics including offer-to-activation conversion, card usage, repayment behavior, and member retention
• Enable flawless execution: Translate goals into clear, prioritized backlogs in partnership with product, research, design, engineering, and data teams, leading to fast, high-quality execution
• Lead with evidence: Use qualitative research and quantitative data to surface the highest-impact opportunities across the member funnel
• Champion Flex card evolution: Explore and validate how Flex card evolves as a multi-product experience alongside ExtraCash and Dave Banking

Requirements

5+ years of product management experience including 2+ years in fintech, lending, cards, or related consumer financial products

Proven track record of improving growth, conversion, and retention in consumer products

Proven ability to manage a complex product surface area with many stakeholders, using strong product judgment to balance user experience, risk, and business outcomes

Experience working closely with senior leaders to propose, refine, and ship new initiatives

Strong analytical and problem-solving skills. Comfortable using data to inform decisions (SQL and/or tools like Looker, Mode, Tableau, or similar)

Proven ability to use AI tools as a force multiplier for speed, quality, and impact

Bonus: Familiarity with BNPL, installment lending, or open-loop card products

Familiarity with consumer credit regulations

Qualifications

Experience with cashflow-based underwriting or alternative credit models

Skills

Real autonomy over a critical, early-stage product

Benefits

Real autonomy over a critical, early-stage product

High visibility and real accountability

You'll have direct influence over a product that's still taking shape

Tangible impact for millions of members—not theoretical

Product at the core: Product is central to how Dave grows and wins

Strong partners: Collaborative teams who care about building the right thing

Meaningful ownership: Competitive compensation, meaningful equity in a public company (NASDAQ: DAVE), comprehensive benefits, 401(k) matching, and flexible PTO

All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team