Senior Product Manager

We are a hybrid, remote-office company with onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA. Pathward is a financial empowerment company dedicated to creating financial inclusion for all™. We work with innovators to increase financial availability, choice, and opportunity, removing barriers that traditional institutions create and promoting economic mobility through responsible, secure, high-quality financial products.

About the role

As a Senior Product Manager, you will shape and scale modern lending products within a regulated banking environment—reimagining how loans are originated, decisioned, and delivered. This role focuses on building durable, intelligent products that drive growth, enhance credit quality, and eliminate friction across the lending lifecycle. You’ll tackle initiatives that span teams, modernizing workflows, integrating AI, simplifying complexity, and designing scalable systems. If you’re passionate about solving meaningful problems in financial services and want to help redefine modern lending platforms, this role is for you.

Responsibilities

• Define and drive product strategy for high-impact lending products.
• Translate ambiguous business goals into clear product vision and measurable outcomes.
• Apply Jobs-to-be-Done thinking and systems-level problem solving to uncover real customer and operational pain points.
• Lead discovery, experimentation, and validation before committing to build.
• Design products that balance innovation with regulatory and risk expectations in a banking environment.
• Partner deeply with technology, credit, operations, and compliance teams to deliver scalable, high-impact products.
• Leverage AI and modern tooling to improve decisioning, automation, data visibility, and workflow efficiency.
• Continuously measure impact and iterate based on outcomes.
• Other duties as assigned.

Qualifications

• 5+ years in product management, ideally within fintech, lending, embedded finance, or regulated financial services.
• Direct experience with consumer or commercial lending programs, including familiarity with loan origination, underwriting workflows, and servicing lifecycles.
• Demonstrated understanding of government-guaranteed lending programs (e.g., SBA 7(a), 504, USDA) and commercial lending products such as working capital and equipment finance.
• Experience supporting or building fintech lending products, including partnerships with third-party originators, embedded lending platforms, or BaaS lending models.
• A strategic thinker who sees systems, not just features.
• Comfortable working with AI, APIs, automation tools, and modern product platforms.
• Energized by ambiguity and motivated by building products that meaningfully change how work gets done.
• Able to challenge assumptions and think beyond traditional banking processes.
• Outcome-driven and intellectually curious.
• Collaborative and influential across executive, technical, and operational audiences.

Pay

Salary range: $86,000 – $145,000. The range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by factors including a candidate’s experience, qualifications, skills, and location. This role is also eligible for an annual performance-based incentive opportunity.

Benefits

Pathward offers a comprehensive benefits package for eligible employees, including:

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• And more