Senior Product Manager, ASPL

About the role

The Senior Product Manager will drive the strategic direction and day-to-day execution of a cross-functional team of software engineers, UX designers, and marketing experts to drive growth of the Auto Secured Personal Loans (ASPL) product. They will partner with research scientists, data analysts, legal and compliance experts, and the Operations team to understand and improve the mechanics of the product. They will also work closely with the Capital Markets organization to execute a plan to onboard capital for ASPL.

Responsibilities

• Deeply understand the potential ASPL borrower and their motivation for choosing a secured loan
• Define the strategy on how and where we can offer ASPL to applicants in our core Personal Loans funnel
• Analyze the limiters that prevent us from offering ASPL to more borrowers and define a plan to remove those limiters
• Partner with engineering manager, product designer, product leaders across Upstart, legal, operations, analytics, and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards
• Work with our Capital Markets organization to execute a plan to onboard capital for ASPL

Requirements

• 4+ years of product management experience on fast-moving, consumer-obsessed teams
• Strong product sense; independently authored and executed on a multi-quarter roadmap
• Rigorous and analytical problem solving; well structured, concise, and highly effective communication
• Ownership and growth mindset; acts like an owner, is often right, but humble and open minded about being wrong, and strives to improve

Preferred Qualifications

• Experience building products in fintech or consumer lending
• Experience with KYC/KYB or verifications, especially with AI automation
• Experience with securitization and capital markets