Senior Product Compliance SME

Responsibilities

• Serve as the compliance subject-matter expert in engagements from initial discovery conversations, clearly articulating Dandelion’s capabilities, with potential partners to provide compliance and regulatory guidance and ensure full compliance alignment for each partnership.
• Oversee the regulatory and operational aspects of how financial institutions and fintechs connect to Dandelion.
• Evaluate risk, interpret regional regulations, and help design control frameworks that support safe and scalable growth across the region.
• Partner onboarding and control design
• Oversee and lead compliance for the onboarding of financial institutions and fintech partners to the Dandelion network.
• Assess partner risk profiles, payment flows, and regulatory considerations across the Americas.
• Evaluate existing control environments and define enhancements needed to safeguard the network.
• Conduct thorough and well-documented regulatory reviews for new partnerships and ensure that all required controls are consistently implemented before launch.
• Provide structured compliance input into onboarding decisions through written risk assessments and formal approvals.
• Third-party and partner relationships
• Act as the primary compliance point of contact for banking and fintech partners across the region.
• Participate in discussions with partners, auditors, and regulators to explain Dandelion’s controls and expectations.
• Review and maintain compliance documentation, partner attestations, and due diligence records.
• Regulatory assessment and advisory
• Interpret US federal and state MSB requirements, including BSA/AML program rules, OFAC, consumer protection, and Regulation E.
• Absorb the regulatory impact of different commercial and operational models, including correspondent and payout structures.
• Track regulatory developments across the Americas and translate them into actionable product and operational guidance.
• Stay abreast of market trends in the fast-evolving cross-border payments space.

Qualifications

• Strong background in compliance, AML, and regulatory affairs within payments, fintech, and banking.
• Deep understanding of cross-border payments, correspondent banking, and US MSB regulatory frameworks.
• Experience in onboarding financial institutions.
• Commercial-driven mindset delivering new, high-potential partnerships.
• Strategically analyze customer needs to deliver the proper solution and can identify the need for change and pivot to customize/design/drive solutions in sales strategy/approach when necessary.
• Excellent communication skills, ability to influence effectively, and to simplify complex compliance topics for non-expert audiences.
• Prominent experience successfully collaborating cross-functionally to execute deals.
• Operates with high ethics and integrity and is always committed to the organizational vision, values, and goals.
• Bachelor's Degree or MBA is preferred.