Senior Portfolio Manager - National Healthcare

About the role

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Responsibilities

• Manage a portfolio of corporate healthcare borrowers across various subsectors (e.g. pharma, insurance, hospitals, medical equipment, home health).
• Participate in the deal process, making recommendations on appropriate credit structures, pricing, etc.
• Review and recommend credit decisions.
• Form the "coverage team" with the Relationship Manager to meet with clients, participate in business development calls, assess prospective clients' viability for credit, define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
• Generate commitment letters.
• Provide business partners with credit lending policy interpretation.
• Perform final risk rating analysis.
• Capture and document credit decisions, conditions, and modifications.
• Collaborate with the Credit Analyst to perform portfolio management duties such as establishing and maintaining the Investor Group on the lender portal, performing monitoring actions, conducting periodic deal reviews, and executing decisions to renew or modify deals.
• Communicate directly with clients regarding credit events and actions as needed.
• Pitch the most complex deal structures.
• Focus on continuous learning to stay updated with market dynamics.
• Subject-matter expert, mentor to more junior PMs and Credit Analysts.
• Leverage expertise to provide partners insights into the Bank's different lines of business and the related economics.
• Supervise employees by providing timely, candid, and constructive performance feedback; developing employees to their fullest potential; developing the appropriate talent pool for adequate bench strength and succession planning; and recognizing and rewarding employees for accomplishments.

Requirements

• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
• At least 8 years credit analysis and/or loan review experience in Commercial Banking that includes expertise in the Healthcare sector.
• Experience with nCino is a plus.
• Highly proficient analytical skills, critical thinking, and communication skills.
• Professional presence (client-facing).
• Experience managing an advanced commercial client portfolio with a great deal of complexity.
• Ability to partner with all deal stakeholders including clients, relationship managers, and credit teams.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem-solving techniques.
• Proficient with technology and able to learn new applications.

Qualifications

• Normal office environment with little exposure to dust, noise, temperature and the like.
• Some travel required.

Skills

• Financial and risk analysis.
• Effective problem-solving.
• Technology proficiency.

Benefits

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional, and social well-being. Learn more on our 53.com Careers page.

Pay

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education, and geographic location.

Schedule

Normal office hours apply.