Senior Portfolio Analyst-Debt Capital Markets

We need to output HTML fragment with sections: About the role? The posting includes "Why should you join our team?" and description of benefits etc. We need to include sections only when there is real specific content. We have: - Why should you join our team? (intro paragraph) - Benefits offered by American AgCredit: list of benefits. - BASIC FUNCTION: description. - Job responsibilities will include: list. - ESSENTIAL DUTIES: list. - LEVELS OF SUPERVISION EXERCISED AND RECEIVED: paragraph. - TYPICAL KNOWLEDGE AND EXPERIENCE: list of requirements. - ESSENTIAL REQUIREMENTS: list. - FULL-TIME REMOTE: paragraph. - PAY RANGE: specific numbers. - Possibly other sections like Schedule? Not present. So we should not create Schedule or Benefits unless content present. Benefits present, so we create Benefits section. We need headings: use

for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We need to map content to these headings. The posting includes "Why should you join our team?" maybe that's About the role? Could be "About the role". We'll use

About the role

for the introductory paragraph. Responsibilities: we have "Job responsibilities will include:" list and also ESSENTIAL DUTIES. Could combine under Responsibilities. We'll output a

• list. Requirements/Qualifications/Skills: we have TYPICAL KNOWLEDGE AND EXPERIENCE (knowledge/experience) and ESSENTIAL REQUIREMENTS (physical etc). Could split into Requirements and Qualifications? But we need to avoid thin sections. Perhaps combine into Requirements (or Qualifications). Use

  Requirements

  and list. Benefits: we have Benefits offered list. Pay: we have PAY RANGE. Schedule: not present, so omit. We also have FULL-TIME REMOTE: maybe could be under Schedule? But schedule not present; remote is about work location. Could be a separate section? Not in allowed headings list. The instruction: Use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). It says e.g., not exhaustive? But we should prefer those headings. Could add a section for Work Arrangement? Not listed; maybe we can incorporate into About the role or Responsibilities? Probably better to add a short paragraph under About the role or as its own

  without heading? The instruction: "Use

  for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule)." It suggests we can use those headings; we could also use other headings if needed? It says "e.g." meaning examples, but we should stick to those to avoid extra headings. However we have remote work info; maybe we can put under About the role as a sentence. Also we have "Position will be posted until filled." That's minor metadata; we can fold into a short

  or drop. Probably drop. We need to preserve all substantive information; not invent or summarize away detail. So we need to keep all bullet points. Let's extract content. Intro: "Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams." That's the intro paragraph. Benefits list: - Commitment to agriculture and the communities we serve - Family friendly work environment - Investment in employee development - Medical, Dental and Vision coverage - Outstanding 401k – automatic 3% employer contribution, plus match up to 6% - Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) - Competitive Incentive Compensation Plan - Disability & Life Insurance - Employee mental, physical, and financial wellness programs - The position is bonus eligible based on association and personal performance Note: "Position will be posted until filled." is metadata; we can drop. Now BASIC FUNCTION paragraph: "The Senior Portfolio Analyst on the Debt Capital Markets team will, with the guidance of the Debt Capital Markets Leader will work collaboratively, and when necessary, independently on the underwriting activities of a buy-side debt portfolio." Job responsibilities will include list: (i) general business and economic analyses; (ii) financial analysis and modeling; (iii) business valuations; (iv) processing loan applications and credit report writing; (v) and loan legal documentation. Also "The position requires preparation and presentation of credit package to Relationship Managers (RMs) or committees." ESSENTIAL DUTIES list (many items). We'll need to capture each bullet. Let's list them: - Develops credit information for use by RM and/or committees in making lending decisions on new loans, renewal loans, miscellaneous loan servicing actions and restructuring actions. - Co-sponsors credit recommendation with RM. - Reviews all pertinent credit and financial information; determines the need for more thorough investigation or additional information; analyzes financial statements, forecasts and related material; prepares summaries, presents facts, and offers opinions concerning eligibility, return, credit structure and overall creditworthiness. - Prepares complete credit package for loan committee allowing sufficient time for review and decisioning. - Performs credit administration, account servicing as it relates to Salesforce and nCino data quality and integrity. - Ongoing monitoring and financial review of assigned portfolio. - Keeps RMs informed of financial trends and compliance. - Reviews credit agreements and other loan and participation documents to ensure alignment with approved credit actions. - Provides timely response to internal or external account requests. - Maintains strong working and collaborative relationships among deal teams and cross-functional departments. - Maintains expertise in assigned market segments, keeping abreast of industry trends. - Participates in the training and development of other Association staff and reviews the work of others as assigned. - Attends lender meetings and industry events as necessary. - May work on other projects and initiatives as assigned. - Perform other functions/duties as assigned. LEVELS OF SUPERVISION EXERCISED AND RECEIVED: paragraph: "Generally, exercises no supervision. Makes independent decisions; works under the general direction of the Debt Capital Markets Leader. May mentor or train other staff." TYPICAL KNOWLEDGE AND EXPERIENCE: list: - Bachelor’s degree, majors in finance, business or related field is preferred. - Familiar with accounting principles, and banking policies, procedures and processes. - 7 years of prior experience in credit/financial analysis work. - Demonstrated skills in cash flow, balance sheet, profitability, liquidity, and solvency analysis is required. - General knowledge of agriculture and/or agribusiness is preferred. - Demonstrated analytical and statistical skills to evaluate, prioritize and categorize data in various formats. - Working knowledge of Excel or similar spreadsheet and analytical software is required. - Demonstrated proficiency in organizing and prioritizing work to meet deadlines is required. - Knowledge of FCA regulations, association and district policies and procedures is required. - Strong communication skills, including written and verbal, are required. - Strong persuasive and interpersonal skills are required. - Proficient in the use of PC, including word processing, e-mail and electronic spreadsheet software. ESSENTIAL REQUIREMENTS: list: - Must have the ability to perform basic office tasks and work in a typical office setting. - Employee will be sitting for extended periods of time and accomplishing work at a desk and work at a computer for an extended period of time. - Must have strong written and verbal communication skills to adequately convey ideas and work well with a team. - Ability to talk and hear, sit and use their hands and fingers, and reach in all directions is essential in performance of the job. - Some lifting and moving of items up to 25 pounds required. - Work during established business hours and may require occasional weekend and/or evening work. - Travel required in performance of job. Note: The note about description indicates general terms; we can drop. FULL-TIME REMOTE paragraph: "These roles and job functions can be done remotely, while maintaining our strong commitment to customer service and our business goals. Employees are welcome to come to an office to work if needed, and some travel for team meetings will be required." PAY RANGE: "Minimum $98,644.40 - Max $171,887.88 Annual This range is reflective of the national salary average for this position and will be adjusted using geographic variance for physical location of the hired candidate. American AgCredit may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. Reflected is the national base pay range and title offered for this job at the current level. Compensation, title, and job level may be adjusted based on candidate qualifications including but not limited to achievements, skills, experience, or work location. Salary offered, within the applicable range, is one component of the total rewards package offered to candidates. All hiring is contingent on eligibility to work in the United States. We are unable to sponsor or transfer visas for applicants." We also have EEO boilerplate etc which we must remove. Now we need to output HTML fragment with sections. We'll have:

  About the role

  Why should you join our team? American AgCredit offers a unique opportunity to be a part of a national financial system supporting those who feed, clothe and fuel the world. We are a growing organization embracing collaboration and innovation while delivering transformative solutions. American AgCredit provides a cultivating environment where you truly make a difference for our customers and teams. These roles and job functions can be done remotely, while maintaining our strong commitment to customer service and our business goals. Employees are welcome to come to an office to work if needed, and some travel for team meetings will be required.

  But we might want to keep remote info separate? It's okay. Then Benefits:

  Benefits

  • Commitment to agriculture and the communities we serve
  • Family friendly work environment
  • Investment in employee development
  • Medical, Dental and Vision coverage
  • Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
  • Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
  • Competitive Incentive Compensation Plan
  • Disability & Life Insurance
  • Employee mental, physical, and financial wellness programs
  • The position is bonus eligible based on association and personal performance
  Then Responsibilities:

  Responsibilities

  • General business and economic analyses
  • Financial analysis and modeling
  • Business valuations
  • Processing loan applications and credit report writing
  • Loan legal documentation
  • Preparation and presentation of credit package to Relationship Managers (RMs) or committees
  But we also have essential duties list which is more detailed; maybe we should include those under Responsibilities as well. The instruction: "Use
  • for any list of duties/requirements/benefits". So we should combine all duty-like lists into one Responsibilities section? Could split into Responsibilities and Essential Duties but both are duties. To avoid thin sections, we can combine all duty items into one Responsibilities section. Thus we need to include all items