Senior Manager, Whole Loan Trading & First-Line Model Governance

About the role

For our client, we are seeking a Senior Manager, Whole Loan Trading & First-Line Model Governance to join the team of a leader in the Finance & Insurance space. This role will oversee asset quality review and governance across secured lending channels, with a strong focus on portfolio performance, salability risk, and first-line model oversight. You will partner closely with Capital Markets, bank partners, and internal risk stakeholders to identify emerging issues, strengthen controls, and support sound loan sale execution. The position is well suited for a finance professional who can turn loan-level findings, delivery exceptions, and model performance trends into actionable risk decisions and remediation plans. Location: Remote - US based candidates only, no visa sponsorship available.

Responsibilities

• Lead the review function for asset quality across secured lending channels, establishing methodologies and reporting standards
• Monitor portfolio salability risk and escalate potential issues before they affect loan sales or partner commitments
• Track performance indicators tied to asset quality and identify threshold breaches and exception patterns
• Evaluate origination quality and monitor collateral documentation and pricing trends in secured lending
• Manage first-line model implementation and performance oversight, including tracking model behavior against performance metrics
• Translate findings from loan reviews and portfolio trends into actionable insights for remediation and risk escalation

Qualifications

• 8+ years in business-line credit risk, loan quality, or secured lending operations and governance
• Experience with loan-level quality review, repurchase risk, and bank partner audits in a regulated environment
• Track record of monitoring asset quality across multiple channels, including trends in defaults and delinquency
• Proficiency in first-line model oversight and documentation of model performance processes
• Background working with Capital Markets and resolving delivery exceptions among bank partners
• Experience leading a team focused on asset quality and model governance programs

Benefits

• Competitive compensation package with bonuses and quarterly equity grants
• Robust retirement plan with generous company matching for 401(k) contributions
• Comprehensive health benefits including medical, dental, and vision for employees and dependents
• Paid family leave and support for caregiving and fertility-related needs
• Annual allowances for wellness and productivity to enhance personal and work resources
• Employee Assistance Program for mental health and life support services

Pay

Compensation: $172,100 – $238,300 annually