Senior Manager, Loan Salability & Model Governance

Responsibilities

• Lead asset quality and loan salability functions for secured lending products across various channels
• Monitor salability risks and escalate potential issues to relevant stakeholders before they impact operations
• Assess asset quality indicators tied to loan performance and identify systemic risks
• Evaluate the quality of origination and channel operations in lending programs and ensure compliance with best practices
• Oversee first-line model management and escalate any performance issues as needed
• Translate portfolio trends and findings into actionable plans to mitigate risks before they affect operations

Qualifications

• 8+ years of experience in financial services risk management, compliance, or asset-backed lending operations
• Experience with loan quality review and bank partner audits in regulated environments
• Proficiency in monitoring portfolio performance indicators like early payment defaults and delinquency rates
• Experience overseeing model implementation and performance for secured lending products
• Proven leadership skills in managing teams or cross-functional risk and compliance programs

Benefits

• Competitive salary and annual equity grants that vest quarterly
• 401(k) plan with a generous company match to support retirement savings
• Comprehensive health care coverage including medical, dental, and vision
• Income protection benefits such as life insurance and disability coverage
• Paid family leave to support major life events and caregiving needs