Senior Manager, Financial Intelligence Unit

What You’ll Be Part Of

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What You’ll Be Responsible For

• Lead financial crime investigations and intelligence efforts focused on the United States, with global scope across Circle’s products, customers, and blockchain activity.
• Identify, analyze, and report suspicious activity while ensuring compliance with US BSA/AML, sanctions, and other applicable financial crime regulatory requirements.
• Collaborate with global FIUs and compliance teams, product stakeholders, US regulators, and law enforcement, and coordinate on cross-border matters affecting Circle’s global risk posture.
• Enhance detection capabilities, respond to evolving typologies, and ensure Circle meets the highest standards of integrity and compliance excellence across US and global operations.

Core Requirements

• 10+ years of experience conducting complex financial crime investigations, ideally 2+ years within fintech or native virtual asset environments.
• Proven experience navigating the US financial crime regulatory environment and a nuanced understanding of the US financial ecosystem, including fintech, payments, and virtual assets.
• A background that spans beyond investigations into broader compliance areas including Transaction Monitoring, KYC framework design, and regulatory advisory.
• Proficiency in blockchain forensic tools, including TRM Labs and Elliptic, and the ability to translate complex data into actionable compliance strategies.
• The ability to engage credibly with internal stakeholders, regulators, law enforcement, and industry partners as a subject matter expert on US financial crime risks with global implications.
• Strong knowledge of US BSA/AML and sanctions requirements, including SAR reporting, OFAC expectations, FinCEN guidance, and regulatory expectations for fintech and virtual asset activity.
• Strong knowledge of US and global virtual asset typologies and illicit-finance risks, including cross-border stablecoin and blockchain activity.
• Hands-on experience using blockchain analytics and transaction monitoring systems to identify suspicious activity.
• Demonstrated ability to write and review high-quality investigative reports and regulatory filings, including SARs.
• Excellent analytical and communication skills with the ability to distill complex data into clear, actionable insights.

Preferred Requirements

• CAMS, ICA, or equivalent financial crime certification.
• TRM Advanced Crypto Investigations (“TRM-ACI”), Elliptic Specialist Investigator Certification, or equivalent blockchain analytics certifications.
• Experience liaising with US regulators and law enforcement agencies on BSA/AML, sanctions, and financial crime matters.
• Subject matter expertise with virtual asset service providers and evolving global typologies within the crypto ecosystem.