Senior Loan Officer

Responsibilities

• Identifies, contacts, and visits potential or existing Credit Union members independently;
• Cultivates new real estate opportunities that can develop into strategic relationships;
• Interviews loan applicants and analyze their financial position to determine appropriate mortgage products;
• Consults with members on alternatives to the original loan application when necessary;
• Demonstrates a special effort to say "yes" to accommodate internal and external member needs;
• Communicates credit decisions to prospects and members and negotiates specific loan conditions within parameters defined by policy and credit decisions;
• Demonstrates proficiency in pipeline management with an emphasis on organization and multitasking skills;
• Coordinates and performs preliminary financial analysis and credit investigations to make sound credit decisions as directed;
• Uses sound judgment to escalate concerns that exceed authority or knowledge base to appropriate team members;
• Performs other job-related duties as assigned.

Requirements

• Three years of experience as a real estate or related lender or relevant banking experience is required;
• Must have a valid driver's license and a good driving record with two years of driving experience;
• Proper National Mortgage Licensing System (NMLS) credentials are required or obtained within 60 days of hire;
• Bachelor's degree required or an equivalent combination of education and experience.

Qualifications

• Interpersonal Skills: High degree of confidentiality, discretion, diplomacy, and tact in communication;
• Builds relationships and fosters positive interactions with Credit Union team members, members, and vendors by demonstrating friendly, helpful, and efficient service;
• Exceptional follow-up and follow-through skills are critical to success in this role;
• Able to understand and communicate products, services, and regulations.