Senior Lending Specialist

Responsibilities

• Aid the Team Lead in training and mentoring new or junior Lending Specialists to maintain consistent workflow and processes.
• Act as the primary point of contact for internal and external customers/stakeholders from approval to deal closing, addressing questions, requests, and inquiries throughout the loan lifecycle.
• Manage the deal flow pipeline with Relationship Managers and coordinate interactions with downstream stakeholders to ensure timely closings.
• Coordinate and review closing documentation with relevant stakeholders, including counsel or internal document preparation, for due diligence, application processing, insurance, operational feasibility, optimal execution mechanics, and regulatory requirements.
• Assist with the execution and process flow of transactions, escalating issues and designing solutions to cover risks through adequate controls and protections.
• Order necessary items for file completion and prepare supplemental documentation as needed.
• Partner with relevant operations teams (closing and servicing departments) to ensure proper booking, accrual reconciliations, and daily cash positions.
• Ensure initial loan funding (if applicable) and ongoing loan activity (payments, draws, payoff, etc.) are properly processed and booked with downstream stakeholders.
• Carefully review loan documents for closing to ensure accuracy; close loans when necessary.
• Communicate with Lenders any issues that arise prior to closing.

Requirements

• Excellent interpersonal skills, including strong verbal and written communication abilities.
• Confidence in enforcing policies, procedures, and processes, even when faced with challenges.
• Proficiency in PC skills using Microsoft Office applications and the Bank's core system, as well as nCino software.
• Highly skilled in customer service, organizational abilities, data input, time management, and handling multiple tasks simultaneously in a high-volume, deadline-driven work environment.
• A high school diploma or equivalent, combined with a minimum of 5 years of Lending Assistant or Loan Processor and Supervisory experience.
• Prior experience in Commercial Real Estate, C&I, or specialized loan documentation is preferred.