Senior Lead Software Engineer - Payments Tech / Java

About the role

Be an integral part of an agile team that constantly pushes the envelope to enhance, build, and deliver top-notch technology products within the Commercial & Investment Bank, Payment Services technology team. Drive significant business impact through your capabilities and contributions, applying deep technical expertise and problem-solving methodologies to tackle diverse challenges spanning multiple technologies and applications.

Responsibilities

• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems.
• Develops secure, high-quality production code, and reviews and debugs code written by others.
• Drives adoption and governance of approved AI-assisted engineering practices across teams to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test acceleration, release readiness, incident/root-cause analysis). Establishes measurable validation standards (secure coding, peer review, automated testing) and promotes reuse of proven patterns and automation within the SDLC/TLM toolchain.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including approved AI-assisted development and automation capabilities, to improve value realized by automation at scale.
• Requires 50% of time being hands-on performing code reviews or developing new code.
• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information architecture.
• Provides guidance to an immediate team of software engineers on daily tasks and activities.
• Sets the overall guidance and expectations for team output, practices, and collaboration.
• Manages stakeholder relationships and the team's work in accordance with compliance standards, service level agreements, and business requirements.
• Manages and grows the careers of software engineers.

Requirements

• Formal training or certification on software engineering concepts and 5+ years of applied experience.
• Development experience in Java, Spring/SpringBoot Framework, and Microservices.
• Hands-on practical experience delivering system design, application development, testing, and operational stability.
• Demonstrated experience leading effective use of enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
• Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching senior engineers/leads on compliant usage patterns and controls.
• Experience leading and managing software engineering teams, with a focus on individual growth and overall team performance.
• Proficient in automation and continuous delivery methods.
• Proficient in all aspects of the Software Development Life Cycle.
• Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security.
• Practical cloud-native experience.
• In-depth knowledge of the financial services industry and their IT systems.
• Experience in Computer Science, Engineering, Mathematics, or a related field and expertise in technology disciplines.
• Very good understanding of software engineering principles, design patterns, and best practices.
• Hands-on experience working with high throughput, low-latency distributed systems ensuring efficient communication and integration between different systems.
• Proven record of providing end-user support with excellent problem-solving abilities.

Preferred Qualifications

• Practical cloud-native experience.
• Practical Cockroach & Cassandra experience.
• Reactive programming experience.

About the team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services, and payments. Corporations, governments, and institutions worldwide entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk, and extends liquidity in markets around the world.

Benefits

• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

Pay

Competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.