Senior Home Lending Advisor, Rancho Bernardo, San Diego, CA

About the role

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending. Serve as your customers' chief point of contact throughout the life of the loan, leveraging your exceptional knowledge of home lending products while the Home Lending team supports you with demonstrated expertise. You will adhere to all regulatory requirements while marketing and promoting Chase's financial products. This role offers a unique opportunity to grow your career while making a significant impact on our business and helping clients achieve the dream of homeownership.

Responsibilities

• Coach and mentor the branch team by providing training on products and services.
• Collaborate with bankers to meet their customers and introduce new clients to bankers for additional products and services.
• Work with your team to create an outstanding customer experience using centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing efforts.
• Develop a strong partnership with assigned retail branches to promote mortgage loan originations (in footprint territories) and function effectively within formal and dotted-line reporting relationships.
• Build your role as the internal and external mortgage expert and maintain strong relationships with customers.
• Exhibit consultative skills to provide recommendations based on financial analysis, product knowledge, and the customer's financial needs, goals, and circumstances.

Requirements

• Bachelor's degree or equivalent work experience in sales and/or real estate.
• 3+ years of mortgage lending and proven sales experience in retail banking.
• Knowledge of the real estate market in the local area.
• Excellent written and oral communication skills.
• Knowledge of FHA, VA, FNMA, and FHLMC guidelines.

Preferred Qualifications

• FHA/VA sales experience.
• Marketing, promoting, relationship building, and consulting skills.
• Intermediate PC skills in a Windows environment.

Compliance & Licensing

This position is subject to Section 19 of the Federal Deposit Insurance Act and requires review of criminal conviction history, including pretrial diversions or program entries. It is also subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators, which includes review of criminal conviction history, credit report, and NMLS information to assess financial responsibility, good character, and general fitness. Any felony conviction within the last seven years will disqualify you from consideration. Continued employment is contingent upon compliance with these requirements.

This role requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Upon active employment, you will be required to register on NMLS or update your existing registration to reflect your employment with JPMorgan Chase. Compliance with the SAFE Act, including successful registration immediately after your start date and timely completion of annual renewal, is mandatory. Information obtained during registration or through NMLS notifications may impact your employment.

Benefits

We offer a competitive total rewards package including base salary determined based on role, experience, skill set, and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity, awarded for individual achievements and contributions. Additional benefits include:

• Comprehensive health care coverage.
• On-site health and wellness centers.
• A retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support and financial coaching.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits, and cities grow by delivering solutions to meet all their financial needs.

Our Consumer & Community Banking division serves Chase customers through personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. We lead the U.S. in credit card sales and deposit growth and offer the most-used digital solutions, all while ranking first in customer satisfaction.