Senior Financial Analyst - Client Incentive Operations

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

About the role

The Client Incentive Operations team is responsible for managing Client Incentive agreements for clients in the North America region. We ensure compliance with contractual terms and determine the accounting treatment of each incentive deal and conformity with US GAAP and local tax requirements. We use lean/six sigma process methodologies to provide benefits to our stakeholders regarding quality, cost and schedule associated with our work.

The Sr. Financial Analyst oversees the execution and optimization of client incentive programs, ensuring alignment with Visa's strategic objectives and compliance requirements. This role offers an outstanding opportunity to be part of a dynamic group that is instrumental in crafting the future of AI in the finance and accounting function.

This is a hybrid role based in Foster City, CA, requiring at least 3 days in the office per week.

Responsibilities

• Manage accounting and reporting for client incentive agreements, ensuring compliance with US GAAP and internal policies
• Review contracts to determine appropriate financial treatment and monitor incentive performance
• Assist in redesigning financial processes to identify inefficiencies and automate routine tasks such as journal entries and reconciliations
• Leverage tools such as Power BI and AI models to streamline processes and drive efficiency
• Lead or support system and process enhancement initiatives (e.g., ORMB improvements)
• Partner with cross-functional teams (Finance, Sales, Legal, Compliance) to ensure alignment and operational effectiveness
• Apply structured problem-solving approaches (Lean/Six Sigma) to improve quality, controls, and turnaround time
• Deliver insights through data analysis to support decision-making and business outcomes

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelor’s Degree
• At least 2 years of work experience with an Advanced degree (e.g., Masters, MBA, JD, MD)
• 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelor’s Degree or 4 or more years of relevant experience with an Advanced Degree (e.g., Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Big Four consulting experience and exposure to large-scale finance transformation, operational excellence, or strategic advisory engagements
• Bachelor’s degree in Finance, Accounting, or related field (CPA or MBA preferred)
• 6+ years of experience in finance/accounting/financial operations, preferably within the payments or financial services industry
• Strong understanding of accounting principles (US GAAP) and financial controls
• Experience with process improvement, automation, or system implementation in finance functions
• Proficiency in data analytics and automation tools (e.g., Power BI, Excel, modern AI tools)
• Experience leveraging automation and AI-enabled tools to enhance accounting processes, analysis, and reporting
• Solid analytical and problem-solving skills with attention to detail
• Ability to manage projects and drive initiatives across teams
• Strong communication skills and ability to work with diverse stakeholders in a fast-paced environment
• Proactive, accountable, and comfortable working in a fast-paced and dynamic environment
• Highly accountable, proactive, change-oriented

Pay

For roles located in the US, the estimated salary range for this position is $129,200.00 to $206,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors including knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Benefits

Visa offers a comprehensive benefits package that may include:

• Medical, Dental, and Vision coverage
• 401(k) retirement plan
• FSA/HSA accounts
• Life Insurance
• Paid Time Off
• Wellness Program

Schedule

• Hybrid role based in Foster City, CA, requiring at least 3 days in the office per week
• Work hours vary based on department needs
• Travel requirements: 5-10% of the time