Senior Financial Analyst

Responsibilities

• Participate in periodic forecasting processes to ensure both the timeliness and accuracy of reporting.
• Utilize enterprise resource systems as well as advanced Excel spreadsheets.
• Serve as the subject matter expert on all planning and budgeting software tools used by the department.
• Must be adept at developing ad hoc complex models in Excel when third-party models cannot be used.
• Review and ensure appropriate internal controls, compliance, and financial procedures.
• Evaluate business proposals and develop business cases in support of new business initiatives.
• Support business line peers with decision support analytics.
• Monitor key financial metrics and performance indicators, analyzing trends and identifying areas for improvement or risk mitigation.
• Collaborate with the Accounting team during the monthly close process by providing monthly margin analysis, rate volume analysis, ensuring reported results are fairly and accurately reported.
• Responsible for developing and preparing monthly reporting and analyses for management and board reporting, as well as all ALCO reports.
• Support finance involvement in internal, external, and regulatory examinations.

Requirements

• Education: Bachelor's degree in Finance, Economics, Accounting, or a related field. MBA a plus.
• Experience: 5+ years of progressive experience in finance. A minimum of 2 years in a finance position at a similarly sized bank or credit union.
• Knowledge/Aptitude: In-depth knowledge of cash flow modeling, planning systems, and time-value of money. Understanding of the economy and interest rate markets. Strong understanding of bank accounting concepts and GAAP, with the ability to interpret and apply regulatory guidelines effectively. Excellent analytical skills and attention to detail, with the ability to analyze complex financial data and draw actionable insights. Adaptable and able to drive results in a collaborative environment. Exceptional communication and interpersonal skills, with the ability to articulate financial concepts to diverse audiences and influence decision-making processes. Strategic mindset and forward-thinking approach, with the ability to anticipate challenges and develop proactive solutions.