Senior Financial Analyst- ALM

About the role

The Senior Financial Analyst provides in-depth data-driven financial analysis and long-range forecasting and planning for the Credit Union. They support the Finance Manager with insights derived from historical performance data, conduct product pricing analysis and recommendations, and identify key performance metrics and success factors. They also review, analyze, and recommend day-to-day investment and wholesale funding portfolio activities, execute the annual budget process, and provide analysis to executive management.

Responsibilities

• Provide financial, analytical, and forecasting expertise to drive data-driven decision-making.
• Support strategic balance sheet management recommendations through ongoing forecasting and Asset Liability Management analysis.
• Develop and maintain ongoing risk-return analysis guidelines to drive margin-related balance sheet decisions.
• Develop financial analytical and forecasting models to predict results of business initiatives.
• Develop specialized analytical tools to facilitate valuation analysis or solve business problems.
• Evaluate and manage the interest rate risk position of the Credit Union utilizing advanced tools such as derivatives.
• Coordinate and assist with annual stress testing and scenario analysis.
• Oversee and execute the credit union's investment strategy, utilizing Bloomberg, within investment policy guidelines.
• Support junior level analysts with monthly and quarterly forecasts and the annual planning process for assigned business units.
• Assist junior level analysts with developing insightful and standard reporting that guides decision-making at the executive level.
• Maintain confidentiality of all pertinent information, securing sensitive information.
• Prepare and review the annual forecast/budgeting process from initiation to Board approval for their area of responsibility.
• Provide recommendations and analysis for use by senior managers and executives to evaluate their businesses, including industry benchmarking.
• Lead various financial projects and ad hoc analysis support relating to expenses and large vendor payments.
• Create and analyze monthly, quarterly, and annual reports to ensure financial information is recorded accurately.
• Handle complex and high-level financial analysis, supporting junior level analysts in assigned ad hoc projects and analysis.
• Present and discuss analysis with senior management.
• Utilize back testing results from ad hoc analysis to drive efficiencies and process improvements for future analysis.
• Lead loan and deposit pricing committees to support appropriate gross margin levels while maintaining relevance in competitive markets.

Requirements

8+ years' financial analysis experience within the financial industry, including experience running an Asset Liability Management Model such as FPS, QRM, Empyrean, or similar, and exposure to capital markets is preferred. A Bloomberg Certification is preferred. Completion of a required Bachelor’s degree in Accounting, Finance, Economics, or related field is required. Must have and maintain a valid driver's license.

Qualifications

• Excellent decision-making, analytical, and investigative abilities with attention to detail and accuracy.
• Ability to motivate or influence internal or external senior level professionals.
• Professional level of verbal and written communication skills.
• Ability to evaluate pros and cons, risks, and benefits of different solution options.
• Strong organization and prioritization skills, and problem-solving skills.
• Advanced proficiency in Microsoft Office (Outlook, Word, Excel, PowerPoint).
• Advanced knowledge of Credit Union regulations, products, policies, procedures, and services.
• Highly disciplined individual, self-motivated, and results-oriented.
• Ability to deal with highly confidential information in a professional manner.

Skills

• Advanced proficiency in Microsoft Office (Outlook, Word, Excel, PowerPoint).
• Advanced knowledge of Credit Union regulations, products, policies, procedures, and services.
• Experience with Bloomberg and other financial analysis tools.
• Strong analytical and problem-solving skills.
• Effective communication and interpersonal skills.
• Ability to manage complexity and prioritize tasks.
• Ability to work independently and as part of a team.

Benefits

Not specified.

Pay

Not specified.

Schedule

Not specified.

Company Information

Interra Credit Union is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, religion, color, sex/gender, national origin, disability, age, or any other category protected by law. Interra is an equal opportunity and affirmative action employer committed to creating a diverse workforce. Qualified applicants will receive consideration without regard to their race, religion, color, sex/gender, national origin, age, sexual orientation, gender identity, disability, or status as a protected veteran among other factors. Accessibility Accommodation Interra Credit Union invites all qualified and interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please contact HR@interracu.com and one of our Human Resources Consultants will contact you within 48 hours.