Senior Director, Product Management

About the role

The Director of Product will lead the Affirm Card and Card Platform, owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

Responsibilities

• Own the Card domain end-to-end
• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today
• Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations
• Translate company strategy into a coherent roadmap spanning multiple teams and systems
• Build and scale a high-performing product organization
• Manage and develop a team of PMs and PM leaders
• Establish product standards, operating cadence, and decision frameworks
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision
• Drive business outcomes at scale
• Own GMV, engagement, unit economics, and credit outcomes for the Card domain
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
• Partner with Finance and Credit to optimize profitability and risk
• Drive platform strategy and execution
• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
• Ensure the Card Platform scales reliably across use cases, geographies, and partners
• Operate as a cross-functional leader
• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
• Represent the Card domain in executive forums and company planning cycles

Requirements

Product leadership at scale
15+ years in product management, with experience leading multi-team product areas or platforms
Track record of owning large domains or business lines with meaningful financial impact
Org-building capability
Experience managing managers and building high-performing PM teams
Proven ability to create systems, processes, and culture that scale
Strategic and systems thinker
Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
Strong judgment across second- and third-order tradeoffs, especially in complex systems
Platform + fintech depth
Experience in payments, cards, fintech, or adjacent infrastructure
Comfort working on both consumer-facing products and backend platforms
Execution and influence
Ability to drive alignment across senior stakeholders and functions
Strong product instincts paired with rigorous, data-driven decision-making

Qualifications

Why this role matters
Role Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation.
This role will shape:
How Affirm shows up every day in consumers’ wallets
How we blend debit, credit, and pay-over-time into one experience
The platform foundation that enables future financial products

Pay & Benefits

Pay Grade - V
Equity Grade - 21
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250
USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment.
Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.
A limited number of roles remain office-based due to the nature of their job responsibilities.
Benefits We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount