Senior Director, Enterprise Risk Management

At Capital One, we dare to dream, disrupt, and deliver a better way. We bring ingenuity, simplicity, and humanity to an industry ripe for change. As a senior leader in Enterprise Risk Management (ERM), you will join a critical second-line-of-defense function responsible for defining the bank’s risk management architecture. This role is at the heart of our Risk Management Framework, positioned to take a critical role as we modernize our processes to be more nimble and effective while maintaining a robust risk posture.

About the role

We are seeking a strategic, forward-leaning Senior Director to spearhead our Risk Appetite, Board Reporting, and Effective Challenge programs. You will lead the charge crafting impactful and insightful enterprise-wide risk reporting to our Senior Management and Board of Directors. You will be a critical leader in the transformation of our Risk Appetite and Effective Challenge programs, with a focus on real-time, intelligent solutions. This is a high-impact leadership position where you will regularly analyze complex topics and engage with senior executives across the lines of defense.

Responsibilities

• Deliver high-impact reporting to Senior Management and the Board of Directors, providing a comprehensive and strategic view of the enterprise risk profile.
• Design and operationalize a next-generation Risk Appetite program that leverages intelligent risk insights and real-time data aggregation, taking into account our diverse financial services company.
• Lead cross-functional efforts to enhance Effective Challenge discipline across the second line of defense, ensuring rigorous oversight and impactful risk management.
• Partner with technology and data teams to implement an enterprise system of record for key risk metrics, enabling predictive analytics and automation.
• Lead and develop a team of 8-12 risk professionals, organizing the team’s work to drive results, providing feedback and coaching to support professional development, and maintaining a strong pipeline of talented risk leaders.

Requirements

• Bachelor's Degree or military experience
• At least 10 years of experience in Risk Management, Project Management, or Process Management
• At least 5 years of experience leading initiatives in a highly-regulated financial services environment
• At least 5 years of experience influencing C-suite stakeholders and Board-level committees
• At least 5 years of experience leading and developing teams

Qualifications

• Strong written and verbal communication skills and ability to interact and influence at all levels in the organization, including with senior and C-level executives
• Experience driving risk framework evolution through technology, AI, and automation
• Proven ability to simplify complex risk concepts into clear, actionable insights for diverse executive audiences
• Expertise in navigating and influencing across all three lines of defense
• Experience and ability to solve complex problems, supported by research, data analysis, and inputs from stakeholders
• Passionate about building a best-in-class risk strategy that balances innovation with rigor

Pay

The minimum and maximum full-time annual salaries for this role are listed below, by location. Salaries for part-time roles will be prorated based on the agreed-upon number of hours to be regularly worked.

• Chicago, IL: $217,000 - $247,700
• McLean, VA: $238,700 - $272,400
• Richmond, VA: $217,000 - $247,700
• Riverwoods, IL: $217,000 - $247,700

Candidates hired to work in other locations will be subject to the pay range associated with that location. This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI).

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.