Senior Credit Originator - Real Estate Banking
About the role
Join JPMorganChase Commercial Real Estate and help deliver best-in-class financial solutions across all major real estate asset types: multifamily, retail, industrial, and office properties as well as their respective sub asset types. You'll partner with leading developers, investors, REOCs, and funds to finance high-quality real estate investments at both the asset and entity level. Bring your credit expertise to a platform with broad national capabilities, deep market knowledge, and meaningful client impact.
As a Senior Credit Originator in Real Estate Banking (REB), you oversee and drive the new loan origination process for commercial real estate clients. You apply strong knowledge of the commercial real estate industry, banking rules and regulations, and hands-on experience administering construction and term loans secured by real estate. You independently manage dynamic credit situations while leading effectively to optimize team resources and deliver accurate, timely results.
Responsibilities
- Evaluate new loan opportunities and drive strategic new business opportunities by identifying strengths and weaknesses of proposed transactions
- Contribute to the development and execution of client strategies in collaboration with Client Executives
- Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives
- Present proposed loan transactions to senior management by clearly articulating the reasoning behind recommended credit decisions
- Review underwriting materials, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations
- Prepare and negotiate term sheets and negotiate loan documentation
- Coordinate the real estate closing process, including reviewing due diligence
- Oversee compliance with underwriting standards and guidelines, credit approval requirements, and related policies and procedures for new originations
- Assist with training and development of junior staff members and, where applicable, manage staff
Requirements
- 10+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
- Experience in Commercial Real Estate Credit
- Strong communication skills, including expressing and supporting opinions, listening thoughtfully to feedback, and articulating positions to senior management
- Ability to build strong relationships with clients, counsel, product partners, and senior management through superior interpersonal skills
- Significant accounting and finance knowledge, along with strong real estate fundamentals and concepts
- Strong analytical and business writing skills
- Proficiency with Microsoft Word, Microsoft Excel, and Microsoft PowerPoint
- Hold a BA/BBA
Preferred Qualifications
- Knowledge of JPMorganChase or similar bank policies and procedures
- Completion of a major corporate banking credit training program
- Hold an MBA
Benefits
- Comprehensive health care coverage
- On-site health and wellness centers
- Retirement savings plan
- Backup childcare
- Tuition reimbursement
- Mental health support
- Financial coaching
Additional details about total compensation and benefits will be provided during the hiring process.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses, and many of the world's most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years, and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
About The Team
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks, and investors. Global Investment Banking supports a broad range of corporations, institutions, and governments by providing strategic advice, capital raising, and risk management expertise.