Senior Credit Officer, Financial Institutions Risk, Americas

About the role

The Senior Credit Officer, FIR, Americas is responsible for the second line of defense responsibilities related to Credit Risk for FI portfolio for Americas (excluding Real Money Funds & Hedge Funds and Private Equity & Other Investment Funds sub-segments).

Responsibilities

• Support development and maintenance of the CIB Credit Risk Type Framework (“CRTF”) which sets out the overall risk management approach for Credit Risk as applicable to Financial Institutions portfolio for Americas (excluding Real Money Funds & Hedge Funds and Private Equity & Other Investment Funds sub-segments)
• Support review of adequacy and effectiveness of the CIB Credit Risk Appetite statements and metrics, as applicable to Financial Institutions portfolio for Americas (excluding Real Money Funds & Hedge Funds and Private Equity & Other Investment Funds sub-segments)
• Maintain compliance to Board approved Credit Risk Appetite (as applicable to Financial Institutions, for Americas excluding Real Money Funds & Hedge Funds and Private Equity & Other Investment Funds sub-segments) using the risk information report and highlight significant matters for the attention of senior management and senior risk committees.
• Provide independent oversight and challenge of all credit origination activities and approve credit risk exposures proposed by the First Line of Defense based on delegated authorities. Responsible for ensuring that the quality of the portfolio is being maintained within acceptable parameters and for escalating significant risks and issues to the senior Management and senior risk committees as appropriate.
• Provide evidence based annual affirmation to the Head - FIR, Europe & Americas on the effective management of Credit risk for Financial Institutions portfolio for Americas (excluding Real Money Funds & Hedge Funds and Private Equity & Other Investment Funds sub-segments).

Qualifications

• Experience: 15+ years of relevant credit/risk management experience with deep Financial Institutions sector expertise
• Market knowledge: substantial experience at the highest level in the banking industry, including demonstrated success in a similar role
• Business strategy and model: sharp business acumen (including ability to assess risk and appropriate levels of return), strong leadership qualities, excellent interpersonal skills and multi-cultural awareness
• Risk management and control: demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control
• Regulatory framework and requirement: awareness and understanding of the regulatory framework in which the firm operates and the regulatory requirements and expectations relevant to the role of Chief Credit Officer, Financial Institutions Risk
• Non-technical skills: significant relationship management experience- with external stakeholder at the most senior levels, including regulators and rating agencies
• Languages: English. Spanish is a plus