Senior Credit Analyst- Corporate Banking

About the role

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Responsibilities

• Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed.
• Use critical thinking to identify and draft documentation.
• Responsible for regularly completing indicative credit information into Banking Systems with little to no errors.
• Responsible for preparing risk-rating scorecard and performing tickler event analysis to identify potential risks.
• Develop risk models and advise PMs of unforeseen obstacles that may impede meeting client expectations.
• Identify and determine monitoring analysis activities required.
• Verify covenants and define updates needed on ticklers.
• Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
• Assess covenant compliance reporting and identify issues.
• Review covenant compliance certificates to understand performance and determine actions to remediate breaches.
• Update financial covenants and calculations as needed.
• Run Probability of Default (PD) model with oversight.
• Create and complete a CAM with little to no errors.
• Review and re-write renewals for deals of limited complexity.
• Support Portfolio Managers and special projects.
• Take appropriate remedial actions to resolve deficiencies and escalate questions/disputes to appropriate level when necessary.
• May assist with training of new employees.
• May work on special projects as assigned by management.

Requirements

• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
• 3+ years of Corporate Banking credit experience.
• Sound Financial and risk analysis understanding, including the ability to develop financial models.
• Extensive Knowledge of banking products and services.
• Knowledge of corporate business structure and legal documents.
• General knowledge of U.S. government and regulation.
• Knowledge of the local or regional market preferred, but not required.
• Proficiency in internal banking applications.
• Strong verbal and written communication skills.
• Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
• Proficient in all Microsoft Office software.

Qualifications

• None specified

Skills

• Financial and risk analysis understanding.
• Financial modeling.
• Corporate banking credit experience.
• Internal banking applications.
• Microsoft Office software.
• Problem-solving and analytical skills.

Benefits

• Comprehensive benefits and differentiated compensation offerings.
• Incentive compensation plan based on company, line of business and/or individual performance.
• Physical, financial, emotional and social well-being support.

Pay

Total Base Pay Range: $71,100.00 - $145,900.00 USD Annually

Schedule

Normal office environment with little exposure to dust, noise, temperature and the like. Minimal travel required.