Senior Credit Administrator - Commercial Real Estate - San Diego

Responsibilities

• Oversee Credit Administration functions for various types of complex lending credit transactions including commercial real estate, commercial and industrial, residential construction, and affordable housing.
• Assists with analyzing, structuring, prescreening and approvals.
• Identifies deteriorating trends in credit quality and suggests downgrades as necessary.
• Maintains monitoring of specifically identified credits for concerns or problems as assigned.
• May train and mentor lending staff.
• May attend and participate in credit committee meetings.

Qualifications

• Requires a Bachelor’s degree in finance, accounting, or business.
• 10+ years of directly related financial services experience with strong institutional credit expertise, including structuring and underwriting a wide range of complex credit transactions across Commercial Real Estate (CRE), Commercial & Industrial (C&I), Small Business, Consumer, or other specialty lending areas.
• Experience includes underwriting large, complex transactions as well as managing loan workouts and problem loans.
• An advanced degree is preferred, and a combination of education and experience may satisfy requirements.
• Extensive knowledge of structuring and underwriting a wide variety of complex credit transactions across Commercial Real Estate (CRE), Commercial & Industrial (C&I), Small Business, Consumer, or specialty lending, including large and/or highly complex portfolios.
• Strong working knowledge of loan workouts and problem loan management, supported by excellent leadership, management, and project management capabilities.
• Exceptional communication skills, both verbal and written, with the ability to work effectively at all levels of the organization.
• Demonstrated ability to identify, analyze, summarize, and draw conclusions on diverse issues while providing sound, relevant recommendations.
• Solid business judgment, change management capability, process improvement experience, and people development skills.
• Consistently demonstrates a strong work ethic, commitment to responsibilities, and the ability to communicate candidly and tactfully with management.
• May require occasional travel to affiliate locations for direct interaction with senior management, credit teams, line units, loan administration, and workout officers.

Pay Range

$175,000 to $260,000 (Based upon relatable skills/experience and location)

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products