Senior Corporate Banker (Full Time) - Houston, River Oaks

Essential Functions And Basic Duties

• Leads and executes a marketing strategy to attract new client relationships based on a deep understanding of the markets we serve.
• Acts as the primary relationship manager for client relationship within his/her portfolio.
• Advises, as a subject matter expert, on all aspects of structuring and underwriting credit solutions.
• Obtains and analyzes appropriate diligence materials for the proper evaluation of credit risk, collateral value, and repayment capacity of clients.
• Analyzes pertinent information and develops appropriate internal loan application documentation used in the approval process.
• Participates in the assembly of complete loan underwriting packages with adequate documentation to meet bank management and regulatory guidelines.
• Must be familiar with standard concepts, practices, and procedures associated with lending to various industries.
• Presents loan requests to various Loan Committee’s.
• Works with attorneys to ensure appropriate documentation.
• Works with Credit Analysts and Portfolio Managers to monitor existing client relationships including periodic borrowing base and collateral reports and follow up responsibilities related to any past due accounts within the loan portfolio.
• Provides mentoring and training of junior team members as necessary to aid in their development.
• Maintains open lines of communication with bank clients and bank management.

Qualifications

• A college or university undergraduate degree in a related subject; ten or more years of related experience and/or training, or equivalent combination of education and experience is required.
• Knowledge of generally accepted accounting principles and various types of commercial loan products are required.
• Proven analytical ability is also a requirement.
• Verbal and written communication skills are a must.
• Familiarity with the bank’s loan policy is a must.