Senior Compliance Analyst - Eatontown, NJ or Remote

Crum & Forster (C&F) provides market-leading property & casualty, accident & health, specialty, and standard commercial lines insurance solutions. With a 200-year history, C&F helps customers manage risk through focused expertise, integrity, and discipline. The company has an annual gross written premium of $6.2 billion and holds an "A+" (Superior) financial strength rating from AM Best. C&F employs 3,000 people across the United States and India and is recognized as a great place to work, earning awards such as the Great Place to Work® Award and Fortune 100 Best Companies to Work For.

Since 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide, with a focus on product development, creative distribution, and client service. A&H’s gross premium written in 2025 surpassed $2.4 billion, demonstrating its commitment to long-term partnerships and innovative underwriting solutions.

About the role

The Compliance Department is responsible for submitting product filings (forms, rates, rules) to state departments of insurance to support profitable business growth, reviewing marketing materials for compliance with state regulations, and ensuring proper issuance of policies and certificates. The Senior Compliance Analyst will operate independently and in team settings to draft and file policy forms, review advertising materials, and maintain regulatory compliance for assigned Accident & Health (A&H) and some Property & Casualty (P&C) products.

Responsibilities

• Independently draft policy forms reflecting underwriting intent and consistent with regulatory requirements and market standards for assigned lines of business.
• Manage complex product projects (admitted or non-admitted) in collaboration with Underwriting, Claims, Legal, and Actuarial teams.
• Initiate and publish competitor filing information periodically or as requested by management.
• Stay current on developments affecting marketing, product design, development, and filing requirements.
• Review and assess regulatory changes, including statutes, regulations, bulletins, and industry trends, to determine filing requirements.
• Independently review advertising materials (e.g., websites) for compliance with internal standards and state regulatory guidelines.
• Analyze and identify problematic language in marketing materials based on applicable product guidelines.
• Develop issue instructions and translate approved filings into product fulfillment to ensure operationalization.
• Prepare, develop, and issue policy contracts, amendments, and related forms for complex product structures in accordance with company policy and state regulations.
• Respond to routine compliance-related requests and inquiries from business areas in a timely manner.
• Establish and maintain strong relationships with internal business units and external partners (e.g., TPAs, MGUs).
• Perform other related duties, including short- or long-term projects, as assigned by the manager.

Requirements

• Bachelor’s degree from an accredited college or university or equivalent experience.
• 6+ years of insurance industry experience, ideally with direct exposure to A&H product lines such as Travel, Ancillary Benefits, Stop Loss, Occupational Risk, Travel Medical, Special Risk, Pet, and/or Life Insurance.
• Demonstrated knowledge of insurance compliance laws and regulations; A&H Travel knowledge preferred.
• Proficient in Microsoft Office software, including Word, Outlook, and Excel.

Skills

• Excellent organizational, verbal, and written communication skills.
• Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
• Meticulous attention to detail and ability to multitask.
• Strong research, decision-making, and analytical skills.
• Ability to manage conflict tactfully and effectively.

Benefits

• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase Plan with employer matching.
• Generous Paid Time Off.
• Comprehensive benefits focused on physical, mental, and financial wellness for employees and their families.
• Tuition reimbursement, industry-related certifications, and professional training opportunities.
• Matching donation program and volunteer opportunities.
• Employee-driven corporate giving program supporting community initiatives.

Pay

The annualized base pay for this position ranges from $82,900 to $121,600, determined by factors such as market pay, job responsibilities, required skills, and employee performance. Additional opportunities may include discretionary equity-based compensation and performance-based variable pay programs.