Senior Commercial Lender-Irvine or Inland Empire

About the role

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards. We are looking for a Senior Commercial Lender in Irvine, San Diego, San Francisco or Los Angeles CA. Senior Commercial Banker: We are seeking a production-driven and knowledgeable middle-market Commercial Lending Officer to join our growing Commercial Banking team. This role is ideal for a seasoned banker with experience lending to middle market commercial and industrial clients. Experience lending to ESOP clients is preferred but not required.

Responsibilities

• Generating and servicing a wide variety of commercial loans, including the most complex, large, difficult and sensitive credits.
• ESOP experience is a big plus for this position.
• Developing strong, low risk commercial relationships while maintaining quality customer service.
• Acting as the principal account and relationship manager for new and existing clients.
• Developing, generating and following-up on new client leads through existing clients and referrals from other bank departments.
• Calling on existing relationships to review sales, credit analysis, proper loan structuring, client interviewing and perceptive character judgment.
• Monitoring credit performance and ensuring compliance with all related regulations, laws, etc.
• Building and maintaining relationships, resulting in a high degree of customer satisfaction.
• Cross selling other bank products.
• Actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross selling efforts.
• Requiring skills and experience in applicant interviewing and perceptive character judgment, loan structuring, credit analysis, and monitoring credit performance.
• Other duties as assigned.

Requirements

• Requires a Bachelor's and 10+ years' experience with commercial lending, credit, underwriting, or 12+ years other directly related experience.
• A combination of education and experience may meet requirements.
• Experience with ESOP lending is a plus.
• Subject matter expert knowledge of commercial loans, credit analysis, lending, loan processing and closing processes.
• Ability to expand commercial loans, client relationships and cross sell bank products.
• Requires exceptional sales ability.
• Expert experience in applicant interviewing and perceptive character judgment skills.
• Ability to structure loans and monitor credit performance.
• Must have exceptional interpersonal and communication skills.

Benefits

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance
• Paid Paternal Leave
• Adoption Assistance
• Health Savings (HSA)
• Flexible Spending (FSA)
• Dependent care accounts
• Paid Training
• Paid Time Off (PTO)
• 11 Paid Federal Holidays
• 401(k) plan with company match
• Profit Sharing
• Competitive compensation in line with work experience