Senior Commercial & Industrial Lender

Essential Duties/Responsibilities

• Analyzes the market and finds new business opportunities.
• Establishes long-term relationships with the Bank’s staff, clients, and business partners.
• Provides financial solutions to customers’ needs.
• Develops new business relationships, including both lending and deposit relationships.
• Leads efforts with executive management to develop and implement appropriate lending products and services.
• Makes sure the portfolio grows effectively through strategic planning, development, and implementation of lending strategies.
• Reviews existing and new client relationships for credit quality, structure, and pricing.
• Ensures the overall health of the loan portfolio, identifying and implementing strategies for growth, market penetration, and risk management.
• Regularly attends to site-based responsibilities.
• Performs other duties as assigned.

Supervisor Duties

None

Job Qualifications

• Demonstrated experience with commercial and industrial lending.
• Excellent negotiation ability, including the capacity to explore positions and alternatives to achieve mutual agreements.
• Ability to translate the bank's vision, mission, and values to inspire and guide team members.
• Understanding of business impacts of decisions, aligning departmental work with strategic goals.
• Proven adaptability and change management skills.
• Strong analytical and problem-solving skills.
• Advanced proficiency in organizing and analyzing financial information.

Education and Experience

• Bachelor’s degree in Accounting, Finance, Business, or a related field is required.
• Commercial banking, retail, or hospitality experience is preferred.
• Previous leadership and teamwork experience is preferred.
• Previous consumer and commercial lending experience is preferred.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.
• Typically requires 9-15 years of experience as a lender in a loan office of a financial institution with specific experience in commercial lending.
• An equivalent combination of education and experience may be substituted on a year-to-year basis.

Working Conditions

• Professional office environment.
• Routine use of standard office equipment such as computers, phones, and photocopiers.
• Necessary travel to conferences, meetings, and branch locations.
• Regular physical activities, including sitting for extended periods, talking or hearing, and lifting up to 25 lbs.

Starting Rate of Pay

From $150,000.00 to $180,000.00 per year, depending on experience. Actual pay and Officer level will be commensurate with experience.