Senior Bank Regulatory Counsel

About the role

It Starts Here Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make We are seeking an experienced Senior Bank Regulatory Attorney to join our bank regulatory practice and provide strategic legal counsel on a broad range of U.S. banking laws, regulations, and supervisory matters.

Responsibilities

• Provide legal advice and strategic guidance regarding U.S. banking laws, regulations, and supervisory expectations applicable to bank holding companies, national banks, and foreign banking organizations.
• Advise on matters arising under the Bank Holding Company Act, including permissible activities, control determinations, investments, acquisitions, divestitures, and corporate governance considerations.
• Interpret and advise on requirements under the Dodd-Frank Wall Street Reform and Consumer Protection Act, including prudential standards, resolution planning, recovery planning, and related regulatory obligations.
• Counsel business and control functions on compliance with Regulation W (Transactions Between Member Banks and Their Affiliates), Regulation Y (Bank Holding Companies and Change in Bank Control), and Regulation K (International Banking Operations).
• Provide legal support for interactions with federal banking regulators, including the Federal Reserve, OCC, and the FDIC.
• Advise on regulatory implications of new products, services, business initiatives, strategic investments, and organizational changes.
• Review and analyze proposed legislation, regulatory developments, supervisory guidance, and provide actionable recommendations to senior business leaders.
• Support mergers, acquisitions, restructurings, branch activities, and other corporate transactions requiring regulatory approvals or notifications.

Requirements

• Juris Doctor (J.D.) degree from an accredited law school. Required.
• Active membership in good standing with at least one U.S. state bar. -Required.
• 10+ years of relevant legal experience in bank regulatory law, gained at a major law firm, financial institution, regulatory agency, or a combination thereof. -Required.
• Demonstrated experience advising senior executives and business stakeholders on complex regulatory matters.
• Strong understanding of banking governance, prudential regulation, affiliate transactions, capital and liquidity considerations, and supervisory expectations.
• Excellent legal analysis, drafting, communication, and stakeholder management skills.
• Ability to manage complex regulatory issues in a fast-paced environment.
• Experience working with or advising foreign banking organizations (FBOs), international banking groups, or cross-border banking operations. -Preferred.
• Familiarity with the International Banking Act, enhanced prudential standards, U.S. intermediate holding company requirements, and cross-border regulatory issues. -Preferred.
• Prior in-house experience at a large banking organization or global financial institution. -Preferred.
• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

Pay

Minimum Base Pay Range: $157,500.00 USD Maximum $265,000.00 USD

Benefits

We Value Your Impact Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)