Senior Backend Engineer

About the role

We're looking for a collaborative engineer to join our small team and participate in the product development cycle from start to finish. You’ll help raise the bar on customer experience, hiring standards, and engineering practices while working with resilience to solve unique problems for our customers.

Requirements

• 5+ years of experience with backend or full stack solutions (e.g., Go (Preferred), TypeScript, Java, Python, or Ruby)
• Experience with Postgres, Redis, and AWS is preferred but not required
• Enjoy thinking about systems—their life cycles, edge cases, interactions, and failure modes
• Self-starter and able to work independently
• Experience in fintech, payments, processing, card networks, banking, or early stage startup is helpful but not required
• Passionate about financial inclusion and mobility

About Yendo

Yendo empowers everyday people to build a stronger financial future. In less than 2 years, we’ve saved customers over $100 million in unnecessary interest and fees by using AI to unlock the $1.1 Trillion in vehicle equity trapped within cars owned by Americans. We offer a high-limit, standard-rate credit card for those traditionally excluded from mainstream financial offerings, with APRs similar to prime borrowers, no hidden fees, and credit-building benefits. Yendo’s credit limits are 4x higher than cards typically available for non-prime borrowers.

100 million Americans lack access to sustainable credit and are forced to use predatory loans (e.g., 500%+ APR alternatives like Auto Title, Payday, Pawn, and Personal Loans). Each year, almost 25% of adults are excluded from the mainstream credit system, severely inhibiting their chances of accessing affordable borrowing, getting a mortgage, or even an auto loan.

Why join us

• Make a real impact on the lives of our customers
• Our executive team has multiple exits, having founded $100M+ revenue companies, and held leadership roles at public companies and unicorn startups
• Backed by leading VCs, accomplished entrepreneurs, and founders behind successes like Apple Card, Brex, Dave, Scribd, Parse, Canva, Robinhood, Flexport, Gusto, Reddit, Notion, and LinkedIn

This role is based in our Dallas office in the Deep Ellum area.

Benefits

• Competitive compensation
• Equity
• Insurance
• 401K
• Unlimited PTO

Our core values

• Our customers are our compass – We prioritize our customers' needs in every decision, guiding our work to solve real problems and create meaningful solutions.
• Trust is earned, not assumed – We communicate openly, honestly, and with humility, earning trust through integrity and clarity in all interactions.
• Diverse perspectives, stronger outcomes – We serve diverse customers and believe different perspectives make us stronger. We value each team member, ensuring all voices are heard and respected.
• Embrace Growth Together – We move with urgency, strive for excellence, and hold ourselves accountable to high standards to deliver results that make a lasting impact.
• Own every outcome – We challenge norms, push past limitations, and stay agile, turning every situation into an opportunity to delight our customers.
• Courage to challenge – Low ego, coaching, and mutual respect are the foundation of our teamwork. We empower each other and solve problems collaboratively without blame.