Senior Associate, Structured Finance

KPMG Advisory practice is at the forefront of transformation, offering excellent opportunities for individuals to advance their careers and expertise. In this ever-changing market environment, our professionals must be adaptable and thrive in a collaborative, team-driven culture. With a wealth of learning and career development opportunities, a world-class training facility, and leading market tools, we help our people continue to grow both professionally and personally.

Responsibilities

• Warehouse Facility Due Diligence: Execute detailed review and due diligence procedures on warehouse lending facilities for key clients (including engagements related to consumer and commercial lenders and institutional banks).
• Agreement and Compliance Review: Analyze complex Loan and Security Agreements (LSAs) and offering memorandums for agreement with lender scope.
• Investor Reporting & Modeling: Verify, troubleshoot and resolve complex investor reporting calculations including Outstanding Receivables Balance, Factor Income, RTR Amount/Ratio, floor income rebates and Excess Concentration amounts.
• Policies and Procedures Testing: Evaluate and test operational consistencies with clients' policies and procedures related to their origination and servicing of underlying collateral.
• Process Documentation and Strategy: Assist in developing comprehensive procedural documentation and training materials for lender scope to support the expansion of the warehouse financing practice.
• Market Innovation: Stay current on emerging technologies impacting structured finance and SMB lending, including Real-World Asset (RWA) tokenization, decentralized lending marketplaces and digital asset registries.

Qualifications

• Minimum three years of recent experience with a public accounting firm, advisory services firm or a large multinational organization conducting financial audit or corporate accounting.
• Bachelor's degree from an accredited college or university in an appropriate field.
• Strong current knowledge in one of the following: United States Generally Accepted Accounting Principles (US GAAP), International Financial Reporting Standards (IFRS), SEC financial reporting issues, bankruptcies, business combinations or financial restatements.
• Demonstrated ability to connect with senior executives of leading organizations to generate new business relationships and projects.
• Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. KPMG LLP will not sponsor applicants for U.S. work visa status for this opportunity.

Benefits

• Comprehensive medical and dental plans, vision coverage, disability and life insurance.
• 401(k) plans.
• Robust suite of personal well-being benefits to support mental health.
• Personal Time Off per fiscal year, based on job classification, standard work hours, and years of service.
• Two annual breaks where employees will not be required to use Personal Time Off: one at year end and one around the July 4th holiday.

Salary ranges are displayed for locations where required by local/state regulations. Offered salary is determined based on relevant factors such as applicant's skills, job responsibilities, prior relevant experience, certain degrees and certifications, and market considerations. View salary ranges by city outside of CA.