Senior Associate, Institutional NFR USA

About the role

As a Senior Associate, Institutional NFR USA, you will play a key role in strengthening the non-financial risk framework across the USA Institutional business. Partnering with USA and International business leaders and risk stakeholders, you will help ensure non-financial risks across USA are proactively identified, assessed, managed, and reported in line with the Bank's risk appetite. You will contribute to a strong risk culture and effective risk governance by providing insights that support informed decision-making, regulatory compliance, and sustainable customer and business outcomes.

Working closely with stakeholders across the region, you will help translate regulatory requirements into practical business solutions, ensuring changes are effectively embedded within risk and control processes. In addition, you will support the delivery and adoption of the PACT program, helping to enhance non-financial risk capabilities, strengthen controls, and drive continuous improvement across the International Institutional business.

Responsibilities

• Partner with USA and International business leaders to provide guidance on non-financial risk matters and support informed decision-making within risk appetite.
• Work independently and collaborate with business, Risk, and control stakeholders to identify, assess, monitor, and manage non-financial risks across the Institutional business.
• Provide constructive challenge on key risk themes, control effectiveness, and potential risk impacts arising from business activities and strategic initiatives.
• Support the implementation and ongoing application of the non-financial risk framework, including governance, reporting, and escalation requirements.
• Monitor material risk exposures and issues, ensuring timely escalation and effective management of emerging concerns.
• Contribute to enhancing the control environment by identifying opportunities to strengthen risk management practices, processes, and controls.
• Support the delivery of accurate and insightful risk reporting for governance forums and key stakeholders, including running risk meetings.
• Assist in interpreting and embedding regulatory requirements, translating regulatory changes into practical and sustainable business actions.
• Maintain awareness of emerging risks, regulatory developments, and industry trends to support proactive risk management.
• Support the delivery and embedding of PACT initiatives, helping drive adoption of new risk processes, controls, and ways of working across the region.
• Build and maintain strong relationships with stakeholders across business, Risk, and control functions to promote consistent risk practices and outcomes.
• Contribute to a culture of continuous improvement by sharing knowledge, building capability, and supporting key risk and regulatory initiatives across the International NFR team.

Requirements

• Experience in institutional banking and non-financial risk management.
• Understanding of Markets, Transaction Banking, Corporate Finance, and Coverage businesses.
• Strong knowledge of non-financial risk frameworks, governance, and control environments.
• Ability to partner with stakeholders to support sound risk and business decisions.
• Ability to influence and challenge the business for sustainable outcomes.
• Experience interpreting and implementing regulatory requirements.
• Familiarity with OCC, FINRA, and CIMA regulators.
• Exposure to regulatory change, risk uplift, or control improvement initiatives.
• Strong senior stakeholder management and relationship-building skills.
• Excellent communication skills, with the ability to simplify complex risk concepts.
• Analytical mindset with the ability to use data and reporting to drive risk insights.
• Ability to manage competing priorities and deliver outcomes in a fast-paced environment.
• Familiarity with risk systems (ServiceNow), governance processes, and control monitoring activities.
• Collaborative, proactive, and committed to continuous improvement.
• Degree in Risk, Finance, Commerce, Business, Law, or a related discipline.
• Professional qualifications in Risk, Governance, Compliance, or Finance are advantageous.

You’re not expected to have 100% of these skills. At ANZ, a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

Benefits

• Flexible working arrangements to help you 'make work, work for you'.
• Access to health and wellbeing services.
• Discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives, and life experiences of our people are celebrated. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require.

Pay

The base salary range for this position is US$170,000 to $190,000. This range is determined by the job, location, and level of expertise required for this specific role. The final salary offered will consider your capabilities, skills, and knowledge.

Schedule

Full-time, permanent role based in New York, USA.